City comparison

Denver, CO vs Ogden, UT

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Denver, CO are 5.4% higher than in Ogden, UT. Someone earning $100,000 in Ogden, UT would need about $105,400 in Denver, CO to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,754 a month in Denver, CO versus $1,281 in Ogden, UT. On $100,000, that's 28% of take-home pay in Denver, CO and 20% in Ogden, UT.
  • Estimated state income tax on $100,000 is close: $3,692 a year in CO and $3,534 in UT.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −10.3% moving from Denver, CO to Ogden, UT ($118,675 → $106,437), while prices change by −5.1%. Net effect of the transfer: −5.5% in real buying power.
DenverOgden
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Denver, CO: price level 105.8 (pricier)
  • Ogden, UT: price level 100.3 (about average)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Denver, COOgden, UT
Price level (U.S. = 100)2105.8100.3
$100,000 is worth, in the other city2$94,864 in Ogden$105,414 in Denver
Typical 1-bedroom rent3$1,754/mo$1,281/mo
Take-home on $100,00014,15,8$75,488$75,646
State income tax on $100,000 (estimate)8$3,692 (CO)$3,534 (UT)
Rent burden on $100,00028%20%
Median pay, all jobs4$62,320$48,900
Federal locality pay area7Denver-Aurora, CORest of U.S.

Rent areas: Denver-Aurora-Centennial, CO MSA and Ogden, UT MSA. Metro areas: Denver-Aurora-Centennial, CO and Ogden, UT.

What costs more or less

Denver, COOgden, UT
Price level (U.S. = 100)DenverOgden
Housing (rent)146.9117.9
Goods101.096.4
Utilities87.978.8
Other services99.499.0
Overall105.8100.3
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Denver, CO → Ogden, UT

Same pay goes further

Buying power +5.4%; rent takes 20% of take-home; state tax −$158/yr.

86 Strong offer

Ogden, UT → Denver, CO

Same pay buys less

Buying power −5.1%; rent takes 28% of take-home; state tax +$158/yr.

48 Fair offer

On the GS pay scale?

Denver, CO is in the Denver-Aurora, CO pay area; Ogden, UT is in Rest of U.S.. The last column shows what a transfer from Denver, CO to Ogden, UT at the same grade and step does to real buying power.

Grade5,2Denver, COOgden, UTReal change, Denver → Ogden
GS-9 step 1$68,819$61,722−5.5%
GS-11 step 1$83,265$74,678−5.5%
GS-12 step 1$99,800$89,508−5.5%
GS-13 step 1$118,675$106,437−5.5%
GS-14 step 1$140,239$125,776−5.5%

Pay for common jobs

Median annual pay4Denver, COOgden, UTOgden pay in Denver dollars
Elementary School Teachers, Except Special Education$76,910$63,910$67,370 (−12.4%)
Software Developers$137,610$109,880$115,829 (−15.8%)
Accountants and Auditors$100,020$82,010$86,450 (−13.6%)
Registered Nurses$101,130$81,840$86,271 (−14.7%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.