City comparison

Denver, CO vs Durham, NC

What a paycheck is really worth in each city: prices, rent, state taxes and federal GS pay.

Key findings

  • Prices in Denver, CO are 8.4% higher than in Durham, NC. Someone earning $100,000 in Durham, NC would need about $108,400 in Denver, CO to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,754 a month in Denver, CO versus $1,507 in Durham, NC. On $100,000, that's 28% of take-home pay in Denver, CO and 24% in Durham, NC.
  • Estimated state income tax on $100,000 is close: $3,692 a year in CO and $3,481 in NC.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −6.3% moving from Denver, CO to Durham, NC ($118,675 → $111,147), while prices change by −7.8%. Net effect of the transfer: +1.5% in real buying power.
DenverDurham
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Denver, CO: price level 105.8 (pricier)
  • Durham, NC: price level 97.6 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Denver, CODurham, NC
Price level (U.S. = 100)2105.897.6
$100,000 is worth, in the other city2$92,239 in Durham$108,414 in Denver
Typical 1-bedroom rent3$1,754/mo$1,507/mo
Take-home on $100,00014,15,8$75,488$75,699
State income tax on $100,000 (estimate)8$3,692 (CO)$3,481 (NC)
Rent burden on $100,00028%24%
Median pay, all jobs4$62,320$60,720
Federal locality pay area7Denver-Aurora, CORaleigh-Durham-Cary, NC

Rent areas: Denver-Aurora-Centennial, CO MSA and Durham-Chapel Hill, NC HUD Metro FMR Area. Metro areas: Denver-Aurora-Centennial, CO and Durham-Chapel Hill, NC.

What costs more or less

Denver, CODurham, NC
Price level (U.S. = 100)DenverDurham
Housing (rent)146.998.9
Goods101.096.6
Utilities87.989.3
Other services99.498.2
Overall105.897.6
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Denver, CO → Durham, NC

Same pay goes further

Buying power +8.4%; rent takes 24% of take-home; state tax −$210/yr.

95 Strong offer

Durham, NC → Denver, CO

Same pay buys less

Buying power −7.8%; rent takes 28% of take-home; state tax +$210/yr.

40 Weak offer

Federal employees: GS pay

Denver, CO is in the Denver-Aurora, CO pay area; Durham, NC is in Raleigh-Durham-Cary, NC. The last column shows what a transfer from Denver, CO to Durham, NC at the same grade and step does to real buying power.

Grade5,2Denver, CODurham, NCReal change, Denver → Durham
GS-9 step 1$68,819$64,453+1.5%
GS-11 step 1$83,265$77,983+1.5%
GS-12 step 1$99,800$93,468+1.5%
GS-13 step 1$118,675$111,147+1.5%
GS-14 step 1$140,239$131,342+1.5%

Pay for common jobs

Median annual pay4Denver, CODurham, NCDurham pay in Denver dollars
Information Security Analysts$136,670$129,670$140,581 (+2.9%)
Software Developers$137,610$135,620$147,031 (+6.8%)
Accountants and Auditors$100,020$85,090$92,250 (−7.8%)
Registered Nurses$101,130not published—

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.