City comparison
Dallas, TX vs Toledo, OH
What a paycheck is really worth in each city: prices, rent, state taxes and federal GS pay.
Key findings
- Prices in Dallas, TX are 12.7% higher than in Toledo, OH. Someone earning $100,000 in Toledo, OH would need about $112,700 in Dallas, TX to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,648 a month in Dallas, TX versus $820 in Toledo, OH. On $100,000, that's 25% of take-home pay in Dallas, TX and 13% in Toledo, OH.
- On $100,000, estimated state income tax is about $1,968 a year higher in Toledo, OH than in Dallas, TX.
- For federal employees, locality pay changes a GS-13 step 1 salary by −8.0% moving from Dallas, TX to Toledo, OH ($115,711 → $106,437), while prices change by −11.3%. Net effect of the transfer: +3.7% in real buying power.
- Dallas, TX: price level 103.1 (pricier)
- Toledo, OH: price level 91.5 (much cheaper)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Dallas, TX | Toledo, OH | |
|---|---|---|
| Price level (U.S. = 100)2 | 103.1 | 91.5 |
| $100,000 is worth, in the other city2 | $88,714 in Toledo | $112,722 in Dallas |
| Typical 1-bedroom rent3 | $1,648/mo | $820/mo |
| Take-home on $100,00014,15,8 | $79,180 | $77,212 |
| State income tax on $100,000 (estimate)8 | $0 (TX) | $1,968 (OH) |
| Rent burden on $100,000 | 25% | 13% |
| Median pay, all jobs4 | $51,440 | $48,220 |
| Federal locality pay area7 | Dallas-Fort Worth, TX-OK | Rest of U.S. |
Rent areas: Dallas, TX HUD Metro FMR Area and Toledo, OH MSA. Metro areas: Dallas-Fort Worth-Arlington, TX and Toledo, OH.
What costs more or less
| Price level (U.S. = 100) | Dallas | Toledo |
|---|---|---|
| Housing (rent) | 117.9 | 67.3 |
| Goods | 102.8 | 93.6 |
| Utilities | 90.7 | 96.3 |
| Other services | 99.7 | 98.9 |
| Overall | 103.1 | 91.5 |
Moving with the same $100,000 salary
Dallas, TX → Toledo, OH
Same pay goes further
Buying power +12.7%; rent takes 13% of take-home; state tax +$1,968/yr.
100 Strong offer
Toledo, OH → Dallas, TX
Same pay buys less
Buying power −11.3%; rent takes 25% of take-home; state tax −$1,968/yr.
38 Weak offer
Federal employees: GS pay
Dallas, TX is in the Dallas-Fort Worth, TX-OK pay area; Toledo, OH is in Rest of U.S.. The last column shows what a transfer from Dallas, TX to Toledo, OH at the same grade and step does to real buying power.
| Grade5,2 | Dallas, TX | Toledo, OH | Real change, Dallas → Toledo |
|---|---|---|---|
| GS-9 step 1 | $67,100 | $61,722 | +3.7% |
| GS-11 step 1 | $81,186 | $74,678 | +3.7% |
| GS-12 step 1 | $97,307 | $89,508 | +3.7% |
| GS-13 step 1 | $115,711 | $106,437 | +3.7% |
| GS-14 step 1 | $136,736 | $125,776 | +3.7% |
Pay for common jobs
| Median annual pay4 | Dallas, TX | Toledo, OH | Toledo pay in Dallas dollars |
|---|---|---|---|
| Information Security Analysts | $133,610 | $103,720 | $116,915 (−12.5%) |
| Software Developers | $133,290 | $104,360 | $117,637 (−11.7%) |
| Accountants and Auditors | $82,620 | $77,400 | $87,247 (+5.6%) |
| Registered Nurses | $101,420 | $81,050 | $91,361 (−9.9%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.