City comparison

Dallas, TX vs Rochester, NY

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Dallas, TX are 6.2% higher than in Rochester, NY. Someone earning $100,000 in Rochester, NY would need about $106,200 in Dallas, TX to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,648 a month in Dallas, TX versus $1,256 in Rochester, NY. On $100,000, that's 25% of take-home pay in Dallas, TX and 20% in Rochester, NY.
  • On $100,000, estimated state income tax is about $4,860 a year higher in Rochester, NY than in Dallas, TX.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −7.4% moving from Dallas, TX to Rochester, NY ($115,711 → $107,182), while prices change by −5.9%. Net effect of the transfer: −1.6% in real buying power.
DallasRochester
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Dallas, TX: price level 103.1 (pricier)
  • Rochester, NY: price level 97.0 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Dallas, TXRochester, NY
Price level (U.S. = 100)2103.197.0
$100,000 is worth, in the other city2$94,126 in Rochester$106,240 in Dallas
Typical 1-bedroom rent3$1,648/mo$1,256/mo
Take-home on $100,00014,15,8$79,180$74,320
State income tax on $100,000 (estimate)8$0 (TX)$4,860 (NY)
Rent burden on $100,00025%20%
Median pay, all jobs4$51,440$51,210
Federal locality pay area7Dallas-Fort Worth, TX-OKRochester-Batavia-Seneca Falls, NY

Rent areas: Dallas, TX HUD Metro FMR Area and Rochester, NY MSA. Metro areas: Dallas-Fort Worth-Arlington, TX and Rochester, NY.

What costs more or less

Dallas, TXRochester, NY
Price level (U.S. = 100)DallasRochester
Housing (rent)117.987.5
Goods102.899.7
Utilities90.7133.2
Other services99.797.8
Overall103.197.0
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Dallas, TX → Rochester, NY

Same pay goes further

Buying power +6.2%; rent takes 20% of take-home; state tax +$4,860/yr.

88 Strong offer

Rochester, NY → Dallas, TX

Same pay buys less

Buying power −5.9%; rent takes 25% of take-home; state tax −$4,860/yr.

50 Fair offer

On the GS pay scale?

Dallas, TX is in the Dallas-Fort Worth, TX-OK pay area; Rochester, NY is in Rochester-Batavia-Seneca Falls, NY. The last column shows what a transfer from Dallas, TX to Rochester, NY at the same grade and step does to real buying power.

Grade5,2Dallas, TXRochester, NYReal change, Dallas → Rochester
GS-9 step 1$67,100$62,155−1.6%
GS-11 step 1$81,186$75,202−1.6%
GS-12 step 1$97,307$90,135−1.6%
GS-13 step 1$115,711$107,182−1.6%
GS-14 step 1$136,736$126,657−1.6%

Pay for common jobs

Median annual pay4Dallas, TXRochester, NYRochester pay in Dallas dollars
Elementary School Teachers, Except Special Education$65,070$62,840$66,761 (+2.6%)
Software Developers$133,290$122,770$130,431 (−2.1%)
Accountants and Auditors$82,620$80,890$85,938 (+4.0%)
Registered Nurses$101,420$86,570$91,972 (−9.3%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.