City comparison
Dallas, TX vs Naples, FL
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Overall prices in Dallas, TX (103.1) and Naples, FL (103.2, U.S. average = 100) are within 1% of each other, so $100,000 in Dallas, TX goes as far as $100,100 in Naples, FL.
- Rent is the bigger story: a typical 1-bedroom costs $1,797 a month in Naples, FL versus $1,648 in Dallas, TX. On $100,000, that's 27% of take-home pay in Naples, FL and 25% in Dallas, TX.
- Estimated state income tax on $100,000 is close: $0 a year in TX and $0 in FL.
- For federal employees, locality pay changes a GS-13 step 1 salary by −8.0% moving from Dallas, TX to Naples, FL ($115,711 → $106,437), while prices change by +0.1%. Net effect of the transfer: −8.1% in real buying power.
- Dallas, TX: price level 103.1 (pricier)
- Naples, FL: price level 103.2 (pricier)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Dallas, TX | Naples, FL | |
|---|---|---|
| Price level (U.S. = 100)2 | 103.1 | 103.2 |
| $100,000 is worth, in the other city2 | $100,107 in Naples | $99,893 in Dallas |
| Typical 1-bedroom rent3 | $1,648/mo | $1,797/mo |
| Take-home on $100,00014,15,8 | $79,180 | $79,180 |
| State income tax on $100,000 (estimate)8 | $0 (TX) | $0 (FL) |
| Rent burden on $100,000 | 25% | 27% |
| Median pay, all jobs4 | $51,440 | $47,800 |
| Federal locality pay area7 | Dallas-Fort Worth, TX-OK | Rest of U.S. |
Rent areas: Dallas, TX HUD Metro FMR Area and Naples-Marco Island, FL MSA. Metro areas: Dallas-Fort Worth-Arlington, TX and Naples-Marco Island, FL.
What costs more or less
| Price level (U.S. = 100) | Dallas | Naples |
|---|---|---|
| Housing (rent) | 117.9 | 129.4 |
| Goods | 102.8 | 96.2 |
| Utilities | 90.7 | 87.8 |
| Other services | 99.7 | 98.9 |
| Overall | 103.1 | 103.2 |
Moving with the same $100,000 salary
Dallas, TX → Naples, FL
Roughly even
Buying power −0.1%; rent takes 27% of take-home; state tax +$0/yr.
65 Fair offer
Naples, FL → Dallas, TX
Roughly even
Buying power +0.1%; rent takes 25% of take-home; state tax +$0/yr.
69 Fair offer
On the GS pay scale?
Dallas, TX is in the Dallas-Fort Worth, TX-OK pay area; Naples, FL is in Rest of U.S.. The last column shows what a transfer from Dallas, TX to Naples, FL at the same grade and step does to real buying power.
| Grade5,2 | Dallas, TX | Naples, FL | Real change, Dallas → Naples |
|---|---|---|---|
| GS-9 step 1 | $67,100 | $61,722 | −8.1% |
| GS-11 step 1 | $81,186 | $74,678 | −8.1% |
| GS-12 step 1 | $97,307 | $89,508 | −8.1% |
| GS-13 step 1 | $115,711 | $106,437 | −8.1% |
| GS-14 step 1 | $136,736 | $125,776 | −8.1% |
Pay for common jobs
| Median annual pay4 | Dallas, TX | Naples, FL | Naples pay in Dallas dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $65,070 | $60,470 | $60,406 (−7.2%) |
| Software Developers | $133,290 | $130,730 | $130,591 (−2.0%) |
| Accountants and Auditors | $82,620 | $84,570 | $84,480 (+2.3%) |
| Registered Nurses | $101,420 | $93,330 | $93,231 (−8.1%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.