City comparison

Dallas, TX vs Lakeland, FL

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Dallas, TX are 6.1% higher than in Lakeland, FL. Someone earning $100,000 in Lakeland, FL would need about $106,100 in Dallas, TX to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,648 a month in Dallas, TX versus $1,230 in Lakeland, FL. On $100,000, that's 25% of take-home pay in Dallas, TX and 19% in Lakeland, FL.
  • Estimated state income tax on $100,000 is close: $0 a year in TX and $0 in FL.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −8.0% moving from Dallas, TX to Lakeland, FL ($115,711 → $106,437), while prices change by −5.8%. Net effect of the transfer: −2.4% in real buying power.
DallasLakeland
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Dallas, TX: price level 103.1 (pricier)
  • Lakeland, FL: price level 97.1 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Dallas, TXLakeland, FL
Price level (U.S. = 100)2103.197.1
$100,000 is worth, in the other city2$94,229 in Lakeland$106,124 in Dallas
Typical 1-bedroom rent3$1,648/mo$1,230/mo
Take-home on $100,00014,15,8$79,180$79,180
State income tax on $100,000 (estimate)8$0 (TX)$0 (FL)
Rent burden on $100,00025%19%
Median pay, all jobs4$51,440$46,140
Federal locality pay area7Dallas-Fort Worth, TX-OKRest of U.S.

Rent areas: Dallas, TX HUD Metro FMR Area and Lakeland-Winter Haven, FL MSA. Metro areas: Dallas-Fort Worth-Arlington, TX and Lakeland-Winter Haven, FL.

What costs more or less

Dallas, TXLakeland, FL
Price level (U.S. = 100)DallasLakeland
Housing (rent)117.995.9
Goods102.896.2
Utilities90.786.9
Other services99.798.9
Overall103.197.1
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Dallas, TX → Lakeland, FL

Same pay goes further

Buying power +6.1%; rent takes 19% of take-home; state tax +$0/yr.

88 Strong offer

Lakeland, FL → Dallas, TX

Same pay buys less

Buying power −5.8%; rent takes 25% of take-home; state tax +$0/yr.

51 Fair offer

On the GS pay scale?

Dallas, TX is in the Dallas-Fort Worth, TX-OK pay area; Lakeland, FL is in Rest of U.S.. The last column shows what a transfer from Dallas, TX to Lakeland, FL at the same grade and step does to real buying power.

Grade5,2Dallas, TXLakeland, FLReal change, Dallas → Lakeland
GS-9 step 1$67,100$61,722−2.4%
GS-11 step 1$81,186$74,678−2.4%
GS-12 step 1$97,307$89,508−2.4%
GS-13 step 1$115,711$106,437−2.4%
GS-14 step 1$136,736$125,776−2.4%

Pay for common jobs

Median annual pay4Dallas, TXLakeland, FLLakeland pay in Dallas dollars
Elementary School Teachers, Except Special Education$65,070$50,420$53,508 (−17.8%)
Software Developers$133,290$122,200$129,684 (−2.7%)
Accountants and Auditors$82,620$76,820$81,525 (−1.3%)
Registered Nurses$101,420$84,030$89,176 (−12.1%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.