City comparison
Crestview, FL vs Philadelphia, PA
What a paycheck is really worth in each city: prices, rent, state taxes and federal GS pay.
Key findings
- Prices in Philadelphia, PA are 5.7% higher than in Crestview, FL. Someone earning $100,000 in Crestview, FL would need about $105,700 in Philadelphia, PA to live the same way.
- Typical 1-bedroom rents are close: $1,581 a month in Crestview, FL and $1,520 in Philadelphia, PA.
- On $100,000, estimated state income tax is about $3,070 a year higher in Philadelphia, PA than in Crestview, FL.
- For federal employees, locality pay changes a GS-13 step 1 salary by +10.2% moving from Crestview, FL to Philadelphia, PA ($106,437 → $117,284), while prices change by +5.7%. Net effect of the transfer: +4.3% in real buying power.
- Crestview, FL: price level 97.0 (cheaper)
- Philadelphia, PA: price level 102.6 (pricier)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Crestview, FL | Philadelphia, PA | |
|---|---|---|
| Price level (U.S. = 100)2 | 97.0 | 102.6 |
| $100,000 is worth, in the other city2 | $105,692 in Philadelphia | $94,615 in Crestview |
| Typical 1-bedroom rent3 | $1,581/mo | $1,520/mo |
| Take-home on $100,00014,15,8 | $79,180 | $76,110 |
| State income tax on $100,000 (estimate)8 | $0 (FL) | $3,070 (PA) |
| Rent burden on $100,000 | 24% | 24% |
| Median pay, all jobs4 | $47,510 | $54,310 |
| Federal locality pay area7 | Rest of U.S. | Philadelphia-Reading-Camden, PA-NJ-DE-MD |
Rent areas: Crestview-Fort Walton Beach-Destin, FL HUD Metro FMR Area and Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA. Metro areas: Crestview-Fort Walton Beach-Destin, FL and Philadelphia-Camden-Wilmington, PA-NJ-DE-MD.
What costs more or less
| Price level (U.S. = 100) | Crestview | Philadelphia |
|---|---|---|
| Housing (rent) | 94.9 | 113.1 |
| Goods | 96.2 | 96.8 |
| Utilities | 89.0 | 114.4 |
| Other services | 98.9 | 103.1 |
| Overall | 97.0 | 102.6 |
Moving with the same $100,000 salary
Crestview, FL → Philadelphia, PA
Same pay buys less
Buying power −5.4%; rent takes 24% of take-home; state tax +$3,070/yr.
52 Fair offer
Philadelphia, PA → Crestview, FL
Same pay goes further
Buying power +5.7%; rent takes 24% of take-home; state tax −$3,070/yr.
87 Strong offer
Federal employees: GS pay
Crestview, FL is in the Rest of U.S. pay area; Philadelphia, PA is in Philadelphia-Reading-Camden, PA-NJ-DE-MD. The last column shows what a transfer from Crestview, FL to Philadelphia, PA at the same grade and step does to real buying power.
| Grade5,2 | Crestview, FL | Philadelphia, PA | Real change, Crestview → Philadelphia |
|---|---|---|---|
| GS-9 step 1 | $61,722 | $68,013 | +4.3% |
| GS-11 step 1 | $74,678 | $82,289 | +4.3% |
| GS-12 step 1 | $89,508 | $98,630 | +4.3% |
| GS-13 step 1 | $106,437 | $117,284 | +4.3% |
| GS-14 step 1 | $125,776 | $138,595 | +4.3% |
Pay for common jobs
| Median annual pay4 | Crestview, FL | Philadelphia, PA | Philadelphia pay in Crestview dollars |
|---|---|---|---|
| Information Security Analysts | $108,420 | $132,560 | $125,421 (+15.7%) |
| Software Developers | $130,640 | $133,040 | $125,875 (−3.6%) |
| Accountants and Auditors | $79,510 | $85,990 | $81,359 (+2.3%) |
| Registered Nurses | $81,260 | $101,180 | $95,731 (+17.8%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.