City comparison
Crestview, FL vs Oxnard, CA
What a paycheck is really worth in each city: prices, rent, state taxes and federal GS pay.
Key findings
- Prices in Oxnard, CA are 13.9% higher than in Crestview, FL. Someone earning $100,000 in Crestview, FL would need about $113,900 in Oxnard, CA to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $2,250 a month in Oxnard, CA versus $1,581 in Crestview, FL. On $100,000, that's 36% of take-home pay in Oxnard, CA and 24% in Crestview, FL.
- On $100,000, estimated state income tax is about $5,070 a year higher in Oxnard, CA than in Crestview, FL.
- For federal employees, locality pay changes a GS-13 step 1 salary by +16.6% moving from Crestview, FL to Oxnard, CA ($106,437 → $124,085), while prices change by +13.9%. Net effect of the transfer: +2.3% in real buying power.
- Crestview, FL: price level 97.0 (cheaper)
- Oxnard, CA: price level 110.5 (much pricier)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Crestview, FL | Oxnard, CA | |
|---|---|---|
| Price level (U.S. = 100)2 | 97.0 | 110.5 |
| $100,000 is worth, in the other city2 | $113,916 in Oxnard | $87,784 in Crestview |
| Typical 1-bedroom rent3 | $1,581/mo | $2,250/mo |
| Take-home on $100,00014,15,8 | $79,180 | $74,110 |
| State income tax on $100,000 (estimate)8 | $0 (FL) | $5,070 (CA) |
| Rent burden on $100,000 | 24% | 36% |
| Median pay, all jobs4 | $47,510 | $52,510 |
| Federal locality pay area7 | Rest of U.S. | Los Angeles-Long Beach, CA |
Rent areas: Crestview-Fort Walton Beach-Destin, FL HUD Metro FMR Area and Oxnard-Thousand Oaks-Ventura, CA MSA. Metro areas: Crestview-Fort Walton Beach-Destin, FL and Oxnard-Thousand Oaks-Ventura, CA.
What costs more or less
| Price level (U.S. = 100) | Crestview | Oxnard |
|---|---|---|
| Housing (rent) | 94.9 | 171.1 |
| Goods | 96.2 | 105.2 |
| Utilities | 89.0 | 152.9 |
| Other services | 98.9 | 100.3 |
| Overall | 97.0 | 110.5 |
Moving with the same $100,000 salary
Crestview, FL → Oxnard, CA
Same pay buys less
Buying power −12.2%; rent takes 36% of take-home; state tax +$5,070/yr.
20 Weak offer
Oxnard, CA → Crestview, FL
Same pay goes further
Buying power +13.9%; rent takes 24% of take-home; state tax −$5,070/yr.
100 Strong offer
Federal employees: GS pay
Crestview, FL is in the Rest of U.S. pay area; Oxnard, CA is in Los Angeles-Long Beach, CA. The last column shows what a transfer from Crestview, FL to Oxnard, CA at the same grade and step does to real buying power.
| Grade5,2 | Crestview, FL | Oxnard, CA | Real change, Crestview → Oxnard |
|---|---|---|---|
| GS-9 step 1 | $61,722 | $71,957 | +2.3% |
| GS-11 step 1 | $74,678 | $87,061 | +2.3% |
| GS-12 step 1 | $89,508 | $104,349 | +2.3% |
| GS-13 step 1 | $106,437 | $124,085 | +2.3% |
| GS-14 step 1 | $125,776 | $146,632 | +2.3% |
Pay for common jobs
| Median annual pay4 | Crestview, FL | Oxnard, CA | Oxnard pay in Crestview dollars |
|---|---|---|---|
| Information Security Analysts | $108,420 | $130,440 | $114,505 (+5.6%) |
| Software Developers | $130,640 | $159,430 | $139,954 (+7.1%) |
| Accountants and Auditors | $79,510 | $90,340 | $79,304 (−0.3%) |
| Registered Nurses | $81,260 | $131,160 | $115,137 (+41.7%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.