City comparison

Columbus, OH vs Naples, FL

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Naples, FL are 8.1% higher than in Columbus, OH. Someone earning $100,000 in Columbus, OH would need about $108,100 in Naples, FL to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,797 a month in Naples, FL versus $1,194 in Columbus, OH. On $100,000, that's 27% of take-home pay in Naples, FL and 19% in Columbus, OH.
  • On $100,000, estimated state income tax is about $1,968 a year higher in Columbus, OH than in Naples, FL.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −4.2% moving from Columbus, OH to Naples, FL ($111,065 → $106,437), while prices change by +8.1%. Net effect of the transfer: −11.3% in real buying power.
ColumbusNaples
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Columbus, OH: price level 95.5 (cheaper)
  • Naples, FL: price level 103.2 (pricier)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Columbus, OHNaples, FL
Price level (U.S. = 100)295.5103.2
$100,000 is worth, in the other city2$108,098 in Naples$92,509 in Columbus
Typical 1-bedroom rent3$1,194/mo$1,797/mo
Take-home on $100,00014,15,8$77,212$79,180
State income tax on $100,000 (estimate)8$1,968 (OH)$0 (FL)
Rent burden on $100,00019%27%
Median pay, all jobs4$51,340$47,800
Federal locality pay area7Columbus-Marion-Zanesville, OHRest of U.S.

Rent areas: Columbus, OH HUD Metro FMR Area and Naples-Marco Island, FL MSA. Metro areas: Columbus, OH and Naples-Marco Island, FL.

What costs more or less

Columbus, OHNaples, FL
Price level (U.S. = 100)ColumbusNaples
Housing (rent)87.9129.4
Goods93.696.2
Utilities95.587.8
Other services98.998.9
Overall95.5103.2
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Columbus, OH → Naples, FL

Same pay buys less

Buying power −7.5%; rent takes 27% of take-home; state tax −$1,968/yr.

42 Weak offer

Naples, FL → Columbus, OH

Same pay goes further

Buying power +8.1%; rent takes 19% of take-home; state tax +$1,968/yr.

94 Strong offer

On the GS pay scale?

Columbus, OH is in the Columbus-Marion-Zanesville, OH pay area; Naples, FL is in Rest of U.S.. The last column shows what a transfer from Columbus, OH to Naples, FL at the same grade and step does to real buying power.

Grade5,2Columbus, OHNaples, FLReal change, Columbus → Naples
GS-9 step 1$64,406$61,722−11.3%
GS-11 step 1$77,926$74,678−11.3%
GS-12 step 1$93,400$89,508−11.3%
GS-13 step 1$111,065$106,437−11.3%
GS-14 step 1$131,245$125,776−11.3%

Pay for common jobs

Median annual pay4Columbus, OHNaples, FLNaples pay in Columbus dollars
Elementary School Teachers, Except Special Education$78,150$60,470$55,940 (−28.4%)
Software Developers$122,340$130,730$120,937 (−1.1%)
Accountants and Auditors$81,700$84,570$78,235 (−4.2%)
Registered Nurses$83,900$93,330$86,338 (+2.9%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.