City comparison
Columbus, OH vs Louisville, KY
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Columbus, OH are 2.6% higher than in Louisville, KY. Someone earning $100,000 in Louisville, KY would need about $102,600 in Columbus, OH to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,194 a month in Columbus, OH versus $1,047 in Louisville, KY. On $100,000, that's 19% of take-home pay in Columbus, OH and 17% in Louisville, KY.
- On $100,000, estimated state income tax is about $1,415 a year higher in Louisville, KY than in Columbus, OH.
- For federal employees, locality pay changes a GS-13 step 1 salary by −4.2% moving from Columbus, OH to Louisville, KY ($111,065 → $106,437), while prices change by −2.5%. Net effect of the transfer: −1.7% in real buying power.
- Columbus, OH: price level 95.5 (cheaper)
- Louisville, KY: price level 93.1 (cheaper)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Columbus, OH | Louisville, KY | |
|---|---|---|
| Price level (U.S. = 100)2 | 95.5 | 93.1 |
| $100,000 is worth, in the other city2 | $97,491 in Louisville | $102,573 in Columbus |
| Typical 1-bedroom rent3 | $1,194/mo | $1,047/mo |
| Take-home on $100,00014,15,8 | $77,212 | $75,798 |
| State income tax on $100,000 (estimate)8 | $1,968 (OH) | $3,382 (KY) |
| Rent burden on $100,000 | 19% | 17% |
| Median pay, all jobs4 | $51,340 | $48,370 |
| Federal locality pay area7 | Columbus-Marion-Zanesville, OH | Rest of U.S. |
Rent areas: Columbus, OH HUD Metro FMR Area and Louisville, KY-IN HUD Metro FMR Area. Metro areas: Columbus, OH and Louisville/Jefferson County, KY-IN.
What costs more or less
| Price level (U.S. = 100) | Columbus | Louisville |
|---|---|---|
| Housing (rent) | 87.9 | 78.6 |
| Goods | 93.6 | 96.2 |
| Utilities | 95.5 | 75.0 |
| Other services | 98.9 | 96.8 |
| Overall | 95.5 | 93.1 |
Moving with the same $100,000 salary
Columbus, OH → Louisville, KY
Same pay goes further
Buying power +2.6%; rent takes 17% of take-home; state tax +$1,415/yr.
77 Strong offer
Louisville, KY → Columbus, OH
Same pay buys less
Buying power −2.5%; rent takes 19% of take-home; state tax −$1,415/yr.
61 Fair offer
On the GS pay scale?
Columbus, OH is in the Columbus-Marion-Zanesville, OH pay area; Louisville, KY is in Rest of U.S.. The last column shows what a transfer from Columbus, OH to Louisville, KY at the same grade and step does to real buying power.
| Grade5,2 | Columbus, OH | Louisville, KY | Real change, Columbus → Louisville |
|---|---|---|---|
| GS-9 step 1 | $64,406 | $61,722 | −1.7% |
| GS-11 step 1 | $77,926 | $74,678 | −1.7% |
| GS-12 step 1 | $93,400 | $89,508 | −1.7% |
| GS-13 step 1 | $111,065 | $106,437 | −1.7% |
| GS-14 step 1 | $131,245 | $125,776 | −1.7% |
Pay for common jobs
| Median annual pay4 | Columbus, OH | Louisville, KY | Louisville pay in Columbus dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $78,150 | $61,610 | $63,195 (−19.1%) |
| Software Developers | $122,340 | $110,270 | $113,107 (−7.5%) |
| Accountants and Auditors | $81,700 | $76,320 | $78,284 (−4.2%) |
| Registered Nurses | $83,900 | $84,850 | $87,033 (+3.7%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.