City comparison
Columbia, SC vs Pensacola, FL
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Pensacola, FL are 4.3% higher than in Columbia, SC. Someone earning $100,000 in Columbia, SC would need about $104,300 in Pensacola, FL to live the same way.
- Rent differs too: a typical 1-bedroom costs $1,257 a month in Pensacola, FL versus $1,164 in Columbia, SC. On $100,000, that's 19% of take-home pay in Pensacola, FL and 19% in Columbia, SC.
- On $100,000, estimated state income tax is about $4,843 a year higher in Columbia, SC than in Pensacola, FL.
- Both cities are in the same federal pay area (Rest of U.S.), so a GS-13 step 1 earns $106,437 in either. A transfer from Columbia, SC to Pensacola, FL changes real buying power by −4.1%, purely from prices.
- Columbia, SC: price level 93.7 (cheaper)
- Pensacola, FL: price level 97.7 (cheaper)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Columbia, SC | Pensacola, FL | |
|---|---|---|
| Price level (U.S. = 100)2 | 93.7 | 97.7 |
| $100,000 is worth, in the other city2 | $104,329 in Pensacola | $95,850 in Columbia |
| Typical 1-bedroom rent3 | $1,164/mo | $1,257/mo |
| Take-home on $100,00014,15,8 | $74,337 | $79,180 |
| State income tax on $100,000 (estimate)8 | $4,843 (SC) | $0 (FL) |
| Rent burden on $100,000 | 19% | 19% |
| Median pay, all jobs4 | $46,430 | $46,240 |
| Federal locality pay area7 | Rest of U.S. | Rest of U.S. |
Rent areas: Columbia, SC HUD Metro FMR Area and Pensacola-Ferry Pass-Brent, FL MSA. Metro areas: Columbia, SC and Pensacola-Ferry Pass-Brent, FL.
What costs more or less
| Price level (U.S. = 100) | Columbia | Pensacola |
|---|---|---|
| Housing (rent) | 79.5 | 98.8 |
| Goods | 96.3 | 96.2 |
| Utilities | 88.3 | 88.5 |
| Other services | 98.3 | 98.9 |
| Overall | 93.7 | 97.7 |
Moving with the same $100,000 salary
Columbia, SC → Pensacola, FL
Same pay buys less
Buying power −4.1%; rent takes 19% of take-home; state tax −$4,843/yr.
56 Fair offer
Pensacola, FL → Columbia, SC
Same pay goes further
Buying power +4.3%; rent takes 19% of take-home; state tax +$4,843/yr.
82 Strong offer
On the GS pay scale?
Both metros are in the Rest of U.S. locality pay area, so GS salaries are identical. The last column shows what a transfer from Columbia, SC to Pensacola, FL at the same grade and step does to real buying power.
| Grade5,2 | Columbia, SC | Pensacola, FL | Real change, Columbia → Pensacola |
|---|---|---|---|
| GS-9 step 1 | $61,722 | $61,722 | −4.1% |
| GS-11 step 1 | $74,678 | $74,678 | −4.1% |
| GS-12 step 1 | $89,508 | $89,508 | −4.1% |
| GS-13 step 1 | $106,437 | $106,437 | −4.1% |
| GS-14 step 1 | $125,776 | $125,776 | −4.1% |
Pay for common jobs
| Median annual pay4 | Columbia, SC | Pensacola, FL | Pensacola pay in Columbia dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $60,050 | $50,360 | $48,270 (−19.6%) |
| Software Developers | $123,380 | $108,430 | $103,930 (−15.8%) |
| Accountants and Auditors | $69,210 | $76,410 | $73,239 (+5.8%) |
| Registered Nurses | $81,920 | $77,890 | $74,658 (−8.9%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.