City comparison
Columbia, SC vs Oxnard, CA
What a paycheck is really worth in each city: prices, rent, state taxes and federal GS pay.
Key findings
- Prices in Oxnard, CA are 18.0% higher than in Columbia, SC. Someone earning $100,000 in Columbia, SC would need about $118,000 in Oxnard, CA to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $2,250 a month in Oxnard, CA versus $1,164 in Columbia, SC. On $100,000, that's 36% of take-home pay in Oxnard, CA and 19% in Columbia, SC.
- Estimated state income tax on $100,000 is close: $4,843 a year in SC and $5,070 in CA.
- For federal employees, locality pay changes a GS-13 step 1 salary by +16.6% moving from Columbia, SC to Oxnard, CA ($106,437 → $124,085), while prices change by +18.0%. Net effect of the transfer: −1.2% in real buying power.
- Columbia, SC: price level 93.7 (cheaper)
- Oxnard, CA: price level 110.5 (much pricier)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Columbia, SC | Oxnard, CA | |
|---|---|---|
| Price level (U.S. = 100)2 | 93.7 | 110.5 |
| $100,000 is worth, in the other city2 | $118,014 in Oxnard | $84,736 in Columbia |
| Typical 1-bedroom rent3 | $1,164/mo | $2,250/mo |
| Take-home on $100,00014,15,8 | $74,337 | $74,110 |
| State income tax on $100,000 (estimate)8 | $4,843 (SC) | $5,070 (CA) |
| Rent burden on $100,000 | 19% | 36% |
| Median pay, all jobs4 | $46,430 | $52,510 |
| Federal locality pay area7 | Rest of U.S. | Los Angeles-Long Beach, CA |
Rent areas: Columbia, SC HUD Metro FMR Area and Oxnard-Thousand Oaks-Ventura, CA MSA. Metro areas: Columbia, SC and Oxnard-Thousand Oaks-Ventura, CA.
What costs more or less
| Price level (U.S. = 100) | Columbia | Oxnard |
|---|---|---|
| Housing (rent) | 79.5 | 171.1 |
| Goods | 96.3 | 105.2 |
| Utilities | 88.3 | 152.9 |
| Other services | 98.3 | 100.3 |
| Overall | 93.7 | 110.5 |
Moving with the same $100,000 salary
Columbia, SC → Oxnard, CA
Same pay buys less
Buying power −15.3%; rent takes 36% of take-home; state tax +$228/yr.
20 Weak offer
Oxnard, CA → Columbia, SC
Same pay goes further
Buying power +18.0%; rent takes 19% of take-home; state tax −$228/yr.
100 Strong offer
Federal employees: GS pay
Columbia, SC is in the Rest of U.S. pay area; Oxnard, CA is in Los Angeles-Long Beach, CA. The last column shows what a transfer from Columbia, SC to Oxnard, CA at the same grade and step does to real buying power.
| Grade5,2 | Columbia, SC | Oxnard, CA | Real change, Columbia → Oxnard |
|---|---|---|---|
| GS-9 step 1 | $61,722 | $71,957 | −1.2% |
| GS-11 step 1 | $74,678 | $87,061 | −1.2% |
| GS-12 step 1 | $89,508 | $104,349 | −1.2% |
| GS-13 step 1 | $106,437 | $124,085 | −1.2% |
| GS-14 step 1 | $125,776 | $146,632 | −1.2% |
Pay for common jobs
| Median annual pay4 | Columbia, SC | Oxnard, CA | Oxnard pay in Columbia dollars |
|---|---|---|---|
| Information Security Analysts | $101,330 | $130,440 | $110,530 (+9.1%) |
| Software Developers | $123,380 | $159,430 | $135,094 (+9.5%) |
| Accountants and Auditors | $69,210 | $90,340 | $76,550 (+10.6%) |
| Registered Nurses | $81,920 | $131,160 | $111,140 (+35.7%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.