City comparison

Colorado Springs, CO vs Urban Honolulu, HI

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Urban Honolulu, HI are 10.2% higher than in Colorado Springs, CO. Someone earning $100,000 in Colorado Springs, CO would need about $110,200 in Urban Honolulu, HI to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $2,016 a month in Urban Honolulu, HI versus $1,464 in Colorado Springs, CO. On $100,000, that's 33% of take-home pay in Urban Honolulu, HI and 23% in Colorado Springs, CO.
  • On $100,000, estimated state income tax is about $2,378 a year higher in Urban Honolulu, HI than in Colorado Springs, CO.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +1.7% moving from Colorado Springs, CO to Urban Honolulu, HI ($109,246 → $111,119), while prices change by +10.2%. Net effect of the transfer: −7.7% in real buying power.
Colorado SpringsUrban Honolulu
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Colorado Springs, CO: price level 100.7 (about average)
  • Urban Honolulu, HI: price level 111.0 (much pricier)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Colorado Springs, COUrban Honolulu, HI
Price level (U.S. = 100)2100.7111.0
$100,000 is worth, in the other city2$110,182 in Urban Honolulu$90,759 in Colorado Springs
Typical 1-bedroom rent3$1,464/mo$2,016/mo
Take-home on $100,00014,15,8$75,488$73,110
State income tax on $100,000 (estimate)8$3,692 (CO)$6,070 (HI)
Rent burden on $100,00023%33%
Median pay, all jobs4$52,710$57,220
Federal locality pay area7Colorado Springs, COState of Hawaii

Rent areas: Colorado Springs, CO HUD Metro FMR Area and Urban Honolulu, HI MSA. Metro areas: Colorado Springs, CO and Urban Honolulu, HI.

What costs more or less

Colorado Springs, COUrban Honolulu, HI
Price level (U.S. = 100)Colorado SpringsUrban Honolulu
Housing (rent)116.2135.5
Goods96.1111.6
Utilities83.2187.3
Other services99.8102.9
Overall100.7111.0
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Colorado Springs, CO → Urban Honolulu, HI

Same pay buys less

Buying power −9.2%; rent takes 33% of take-home; state tax +$2,378/yr.

28 Weak offer

Urban Honolulu, HI → Colorado Springs, CO

Same pay goes further

Buying power +10.2%; rent takes 23% of take-home; state tax −$2,378/yr.

100 Strong offer

On the GS pay scale?

Colorado Springs, CO is in the Colorado Springs, CO pay area; Urban Honolulu, HI is in State of Hawaii. The last column shows what a transfer from Colorado Springs, CO to Urban Honolulu, HI at the same grade and step does to real buying power.

Grade5,2Colorado Springs, COUrban Honolulu, HIReal change, Colorado Springs → Urban Honolulu
GS-9 step 1$63,351$64,438−7.7%
GS-11 step 1$76,650$77,964−7.7%
GS-12 step 1$91,870$93,445−7.7%
GS-13 step 1$109,246$111,119−7.7%
GS-14 step 1$129,096$131,310−7.7%

Pay for common jobs

Median annual pay4Colorado Springs, COUrban Honolulu, HIUrban Honolulu pay in Colorado Springs dollars
Elementary School Teachers, Except Special Education$61,140$73,080$66,327 (+8.5%)
Software Developers$134,280$120,230$109,119 (−18.7%)
Accountants and Auditors$85,000$74,990$68,060 (−19.9%)
Registered Nurses$96,140$139,260$126,391 (+31.5%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.