City comparison
Colorado Springs, CO vs Ocala, FL
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Colorado Springs, CO are 5.7% higher than in Ocala, FL. Someone earning $100,000 in Ocala, FL would need about $105,700 in Colorado Springs, CO to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,464 a month in Colorado Springs, CO versus $1,172 in Ocala, FL. On $100,000, that's 23% of take-home pay in Colorado Springs, CO and 18% in Ocala, FL.
- On $100,000, estimated state income tax is about $3,692 a year higher in Colorado Springs, CO than in Ocala, FL.
- For federal employees, locality pay changes a GS-13 step 1 salary by −2.6% moving from Colorado Springs, CO to Ocala, FL ($109,246 → $106,437), while prices change by −5.4%. Net effect of the transfer: +3.0% in real buying power.
- Colorado Springs, CO: price level 100.7 (about average)
- Ocala, FL: price level 95.2 (cheaper)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Colorado Springs, CO | Ocala, FL | |
|---|---|---|
| Price level (U.S. = 100)2 | 100.7 | 95.2 |
| $100,000 is worth, in the other city2 | $94,565 in Ocala | $105,747 in Colorado Springs |
| Typical 1-bedroom rent3 | $1,464/mo | $1,172/mo |
| Take-home on $100,00014,15,8 | $75,488 | $79,180 |
| State income tax on $100,000 (estimate)8 | $3,692 (CO) | $0 (FL) |
| Rent burden on $100,000 | 23% | 18% |
| Median pay, all jobs4 | $52,710 | $43,990 |
| Federal locality pay area7 | Colorado Springs, CO | Rest of U.S. |
Rent areas: Colorado Springs, CO HUD Metro FMR Area and Ocala, FL MSA. Metro areas: Colorado Springs, CO and Ocala, FL.
What costs more or less
| Price level (U.S. = 100) | Colorado Springs | Ocala |
|---|---|---|
| Housing (rent) | 116.2 | 86.2 |
| Goods | 96.1 | 96.2 |
| Utilities | 83.2 | 87.1 |
| Other services | 99.8 | 98.9 |
| Overall | 100.7 | 95.2 |
Moving with the same $100,000 salary
Colorado Springs, CO → Ocala, FL
Same pay goes further
Buying power +5.7%; rent takes 18% of take-home; state tax −$3,692/yr.
87 Strong offer
Ocala, FL → Colorado Springs, CO
Same pay buys less
Buying power −5.4%; rent takes 23% of take-home; state tax +$3,692/yr.
52 Fair offer
On the GS pay scale?
Colorado Springs, CO is in the Colorado Springs, CO pay area; Ocala, FL is in Rest of U.S.. The last column shows what a transfer from Colorado Springs, CO to Ocala, FL at the same grade and step does to real buying power.
| Grade5,2 | Colorado Springs, CO | Ocala, FL | Real change, Colorado Springs → Ocala |
|---|---|---|---|
| GS-9 step 1 | $63,351 | $61,722 | +3.0% |
| GS-11 step 1 | $76,650 | $74,678 | +3.0% |
| GS-12 step 1 | $91,870 | $89,508 | +3.0% |
| GS-13 step 1 | $109,246 | $106,437 | +3.0% |
| GS-14 step 1 | $129,096 | $125,776 | +3.0% |
Pay for common jobs
| Median annual pay4 | Colorado Springs, CO | Ocala, FL | Ocala pay in Colorado Springs dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $61,140 | $57,540 | $60,847 (−0.5%) |
| Software Developers | $134,280 | $112,780 | $119,261 (−11.2%) |
| Accountants and Auditors | $85,000 | $74,370 | $78,644 (−7.5%) |
| Registered Nurses | $96,140 | $79,230 | $83,783 (−12.9%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.