City comparison

Colorado Springs, CO vs Naples, FL

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Naples, FL are 2.5% higher than in Colorado Springs, CO. Someone earning $100,000 in Colorado Springs, CO would need about $102,500 in Naples, FL to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,797 a month in Naples, FL versus $1,464 in Colorado Springs, CO. On $100,000, that's 27% of take-home pay in Naples, FL and 23% in Colorado Springs, CO.
  • On $100,000, estimated state income tax is about $3,692 a year higher in Colorado Springs, CO than in Naples, FL.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −2.6% moving from Colorado Springs, CO to Naples, FL ($109,246 → $106,437), while prices change by +2.5%. Net effect of the transfer: −4.9% in real buying power.
Colorado SpringsNaples
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Colorado Springs, CO: price level 100.7 (about average)
  • Naples, FL: price level 103.2 (pricier)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Colorado Springs, CONaples, FL
Price level (U.S. = 100)2100.7103.2
$100,000 is worth, in the other city2$102,475 in Naples$97,584 in Colorado Springs
Typical 1-bedroom rent3$1,464/mo$1,797/mo
Take-home on $100,00014,15,8$75,488$79,180
State income tax on $100,000 (estimate)8$3,692 (CO)$0 (FL)
Rent burden on $100,00023%27%
Median pay, all jobs4$52,710$47,800
Federal locality pay area7Colorado Springs, CORest of U.S.

Rent areas: Colorado Springs, CO HUD Metro FMR Area and Naples-Marco Island, FL MSA. Metro areas: Colorado Springs, CO and Naples-Marco Island, FL.

What costs more or less

Colorado Springs, CONaples, FL
Price level (U.S. = 100)Colorado SpringsNaples
Housing (rent)116.2129.4
Goods96.196.2
Utilities83.287.8
Other services99.898.9
Overall100.7103.2
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Colorado Springs, CO → Naples, FL

Same pay buys less

Buying power −2.4%; rent takes 27% of take-home; state tax −$3,692/yr.

58 Fair offer

Naples, FL → Colorado Springs, CO

Same pay goes further

Buying power +2.5%; rent takes 23% of take-home; state tax +$3,692/yr.

76 Strong offer

On the GS pay scale?

Colorado Springs, CO is in the Colorado Springs, CO pay area; Naples, FL is in Rest of U.S.. The last column shows what a transfer from Colorado Springs, CO to Naples, FL at the same grade and step does to real buying power.

Grade5,2Colorado Springs, CONaples, FLReal change, Colorado Springs → Naples
GS-9 step 1$63,351$61,722−4.9%
GS-11 step 1$76,650$74,678−4.9%
GS-12 step 1$91,870$89,508−4.9%
GS-13 step 1$109,246$106,437−4.9%
GS-14 step 1$129,096$125,776−4.9%

Pay for common jobs

Median annual pay4Colorado Springs, CONaples, FLNaples pay in Colorado Springs dollars
Elementary School Teachers, Except Special Education$61,140$60,470$59,009 (−3.5%)
Software Developers$134,280$130,730$127,572 (−5.0%)
Accountants and Auditors$85,000$84,570$82,527 (−2.9%)
Registered Nurses$96,140$93,330$91,075 (−5.3%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.