City comparison

Cleveland, OH vs Utica, NY

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Cleveland, OH are 1.3% higher than in Utica, NY. Someone earning $100,000 in Utica, NY would need about $101,300 in Cleveland, OH to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,058 a month in Cleveland, OH versus $926 in Utica, NY. On $100,000, that's 16% of take-home pay in Cleveland, OH and 15% in Utica, NY.
  • On $100,000, estimated state income tax is about $2,892 a year higher in Utica, NY than in Cleveland, OH.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −4.2% moving from Cleveland, OH to Utica, NY ($111,138 → $106,437), while prices change by −1.3%. Net effect of the transfer: −2.9% in real buying power.
ClevelandUtica
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Cleveland, OH: price level 93.9 (cheaper)
  • Utica, NY: price level 92.7 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Cleveland, OHUtica, NY
Price level (U.S. = 100)293.992.7
$100,000 is worth, in the other city2$98,674 in Utica$101,343 in Cleveland
Typical 1-bedroom rent3$1,058/mo$926/mo
Take-home on $100,00014,15,8$77,212$74,320
State income tax on $100,000 (estimate)8$1,968 (OH)$4,860 (NY)
Rent burden on $100,00016%15%
Median pay, all jobs4$50,140$48,970
Federal locality pay area7Cleveland-Akron-Canton, OH-PARest of U.S.

Rent areas: Cleveland, OH HUD Metro FMR Area and Utica-Rome, NY MSA. Metro areas: Cleveland, OH and Utica-Rome, NY.

What costs more or less

Cleveland, OHUtica, NY
Price level (U.S. = 100)ClevelandUtica
Housing (rent)79.466.1
Goods93.699.7
Utilities96.0131.9
Other services98.997.8
Overall93.992.7
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Cleveland, OH → Utica, NY

Roughly even

Buying power +1.3%; rent takes 15% of take-home; state tax +$2,892/yr.

73 Strong offer

Utica, NY → Cleveland, OH

Roughly even

Buying power −1.3%; rent takes 16% of take-home; state tax −$2,892/yr.

65 Fair offer

On the GS pay scale?

Cleveland, OH is in the Cleveland-Akron-Canton, OH-PA pay area; Utica, NY is in Rest of U.S.. The last column shows what a transfer from Cleveland, OH to Utica, NY at the same grade and step does to real buying power.

Grade5,2Cleveland, OHUtica, NYReal change, Cleveland → Utica
GS-9 step 1$64,448$61,722−2.9%
GS-11 step 1$77,977$74,678−2.9%
GS-12 step 1$93,461$89,508−2.9%
GS-13 step 1$111,138$106,437−2.9%
GS-14 step 1$131,331$125,776−2.9%

Pay for common jobs

Median annual pay4Cleveland, OHUtica, NYUtica pay in Cleveland dollars
Elementary School Teachers, Except Special Education$76,470$77,010$78,045 (+2.1%)
Software Developers$111,310$113,390$114,913 (+3.2%)
Accountants and Auditors$80,000$79,830$80,902 (+1.1%)
Registered Nurses$83,940$94,300$95,567 (+13.9%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.