City comparison

Cleveland, OH vs Fort Collins, CO

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Fort Collins, CO are 7.7% higher than in Cleveland, OH. Someone earning $100,000 in Cleveland, OH would need about $107,700 in Fort Collins, CO to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,537 a month in Fort Collins, CO versus $1,058 in Cleveland, OH. On $100,000, that's 24% of take-home pay in Fort Collins, CO and 16% in Cleveland, OH.
  • On $100,000, estimated state income tax is about $1,724 a year higher in Fort Collins, CO than in Cleveland, OH.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +6.8% moving from Cleveland, OH to Fort Collins, CO ($111,138 → $118,675), while prices change by +7.7%. Net effect of the transfer: −0.8% in real buying power.
ClevelandFort Collins
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Cleveland, OH: price level 93.9 (cheaper)
  • Fort Collins, CO: price level 101.1 (about average)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Cleveland, OHFort Collins, CO
Price level (U.S. = 100)293.9101.1
$100,000 is worth, in the other city2$107,671 in Fort Collins$92,875 in Cleveland
Typical 1-bedroom rent3$1,058/mo$1,537/mo
Take-home on $100,00014,15,8$77,212$75,488
State income tax on $100,000 (estimate)8$1,968 (OH)$3,692 (CO)
Rent burden on $100,00016%24%
Median pay, all jobs4$50,140$55,310
Federal locality pay area7Cleveland-Akron-Canton, OH-PADenver-Aurora, CO

Rent areas: Cleveland, OH HUD Metro FMR Area and Fort Collins-Loveland, CO MSA. Metro areas: Cleveland, OH and Fort Collins-Loveland, CO.

What costs more or less

Cleveland, OHFort Collins, CO
Price level (U.S. = 100)ClevelandFort Collins
Housing (rent)79.4120.6
Goods93.696.1
Utilities96.082.2
Other services98.999.8
Overall93.9101.1
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Cleveland, OH → Fort Collins, CO

Same pay buys less

Buying power −7.1%; rent takes 24% of take-home; state tax +$1,724/yr.

46 Fair offer

Fort Collins, CO → Cleveland, OH

Same pay goes further

Buying power +7.7%; rent takes 16% of take-home; state tax −$1,724/yr.

93 Strong offer

On the GS pay scale?

Cleveland, OH is in the Cleveland-Akron-Canton, OH-PA pay area; Fort Collins, CO is in Denver-Aurora, CO. The last column shows what a transfer from Cleveland, OH to Fort Collins, CO at the same grade and step does to real buying power.

Grade5,2Cleveland, OHFort Collins, COReal change, Cleveland → Fort Collins
GS-9 step 1$64,448$68,819−0.8%
GS-11 step 1$77,977$83,265−0.8%
GS-12 step 1$93,461$99,800−0.8%
GS-13 step 1$111,138$118,675−0.8%
GS-14 step 1$131,331$140,239−0.8%

Pay for common jobs

Median annual pay4Cleveland, OHFort Collins, COFort Collins pay in Cleveland dollars
Elementary School Teachers, Except Special Education$76,470$62,930$58,446 (−23.6%)
Software Developers$111,310$133,990$124,444 (+11.8%)
Accountants and Auditors$80,000$89,340$82,975 (+3.7%)
Registered Nurses$83,940$97,600$90,646 (+8.0%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.