City comparison

Clarksville, TN vs Youngstown, OH

What a paycheck is really worth in each city: prices, rent, state taxes and federal GS pay.

Key findings

  • Prices in Clarksville, TN are 4.1% higher than in Youngstown, OH. Someone earning $100,000 in Youngstown, OH would need about $104,100 in Clarksville, TN to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,094 a month in Clarksville, TN versus $771 in Youngstown, OH. On $100,000, that's 17% of take-home pay in Clarksville, TN and 12% in Youngstown, OH.
  • On $100,000, estimated state income tax is about $1,968 a year higher in Youngstown, OH than in Clarksville, TN.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +4.4% moving from Clarksville, TN to Youngstown, OH ($106,437 → $111,138), while prices change by −3.9%. Net effect of the transfer: +8.7% in real buying power.
ClarksvilleYoungstown
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Clarksville, TN: price level 90.9 (much cheaper)
  • Youngstown, OH: price level 87.4 (much cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Clarksville, TNYoungstown, OH
Price level (U.S. = 100)290.987.4
$100,000 is worth, in the other city2$96,093 in Youngstown$104,065 in Clarksville
Typical 1-bedroom rent3$1,094/mo$771/mo
Take-home on $100,00014,15,8$79,180$77,212
State income tax on $100,000 (estimate)8$0 (TN)$1,968 (OH)
Rent burden on $100,00017%12%
Median pay, all jobs4$44,860$43,800
Federal locality pay area7Rest of U.S.Cleveland-Akron-Canton, OH-PA

Rent areas: Clarksville, TN-KY HUD Metro FMR Area and Youngstown-Warren, OH MSA. Metro areas: Clarksville, TN-KY and Youngstown-Warren, OH.

What costs more or less

Clarksville, TNYoungstown, OH
Price level (U.S. = 100)ClarksvilleYoungstown
Housing (rent)73.853.4
Goods96.293.6
Utilities72.596.3
Other services95.598.9
Overall90.987.4
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Clarksville, TN → Youngstown, OH

Same pay goes further

Buying power +4.1%; rent takes 12% of take-home; state tax +$1,968/yr.

81 Strong offer

Youngstown, OH → Clarksville, TN

Same pay buys less

Buying power −3.9%; rent takes 17% of take-home; state tax −$1,968/yr.

57 Fair offer

Federal employees: GS pay

Clarksville, TN is in the Rest of U.S. pay area; Youngstown, OH is in Cleveland-Akron-Canton, OH-PA. The last column shows what a transfer from Clarksville, TN to Youngstown, OH at the same grade and step does to real buying power.

Grade5,2Clarksville, TNYoungstown, OHReal change, Clarksville → Youngstown
GS-9 step 1$61,722$64,448+8.7%
GS-11 step 1$74,678$77,977+8.7%
GS-12 step 1$89,508$93,461+8.7%
GS-13 step 1$106,437$111,138+8.7%
GS-14 step 1$125,776$131,331+8.7%

Pay for common jobs

Median annual pay4Clarksville, TNYoungstown, OHYoungstown pay in Clarksville dollars
Information Security Analysts$116,940$85,490$88,966 (−23.9%)
Software Developers$96,650$107,990$112,380 (+16.3%)
Accountants and Auditors$72,760$73,080$76,051 (+4.5%)
Registered Nurses$79,450$78,680$81,879 (+3.1%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.