City comparison
Clarksville, TN vs Worcester, MA
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Worcester, MA are 12.7% higher than in Clarksville, TN. Someone earning $100,000 in Clarksville, TN would need about $112,700 in Worcester, MA to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,599 a month in Worcester, MA versus $1,094 in Clarksville, TN. On $100,000, that's 26% of take-home pay in Worcester, MA and 17% in Clarksville, TN.
- On $100,000, estimated state income tax is about $4,780 a year higher in Worcester, MA than in Clarksville, TN.
- For federal employees, locality pay changes a GS-13 step 1 salary by +13.3% moving from Clarksville, TN to Worcester, MA ($106,437 → $120,548), while prices change by +12.7%. Net effect of the transfer: +0.5% in real buying power.
- Clarksville, TN: price level 90.9 (much cheaper)
- Worcester, MA: price level 102.5 (pricier)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Clarksville, TN | Worcester, MA | |
|---|---|---|
| Price level (U.S. = 100)2 | 90.9 | 102.5 |
| $100,000 is worth, in the other city2 | $112,728 in Worcester | $88,709 in Clarksville |
| Typical 1-bedroom rent3 | $1,094/mo | $1,599/mo |
| Take-home on $100,00014,15,8 | $79,180 | $74,400 |
| State income tax on $100,000 (estimate)8 | $0 (TN) | $4,780 (MA) |
| Rent burden on $100,000 | 17% | 26% |
| Median pay, all jobs4 | $44,860 | $57,830 |
| Federal locality pay area7 | Rest of U.S. | Boston-Worcester-Providence, MA-RI-NH-CT-ME-VT |
Rent areas: Clarksville, TN-KY HUD Metro FMR Area and Worcester, MA HUD Metro FMR Area. Metro areas: Clarksville, TN-KY and Worcester, MA.
What costs more or less
| Price level (U.S. = 100) | Clarksville | Worcester |
|---|---|---|
| Housing (rent) | 73.8 | 113.0 |
| Goods | 96.2 | 97.0 |
| Utilities | 72.5 | 155.2 |
| Other services | 95.5 | 101.2 |
| Overall | 90.9 | 102.5 |
Moving with the same $100,000 salary
Clarksville, TN → Worcester, MA
Same pay buys less
Buying power −11.3%; rent takes 26% of take-home; state tax +$4,780/yr.
36 Weak offer
Worcester, MA → Clarksville, TN
Same pay goes further
Buying power +12.7%; rent takes 17% of take-home; state tax −$4,780/yr.
100 Strong offer
On the GS pay scale?
Clarksville, TN is in the Rest of U.S. pay area; Worcester, MA is in Boston-Worcester-Providence, MA-RI-NH-CT-ME-VT. The last column shows what a transfer from Clarksville, TN to Worcester, MA at the same grade and step does to real buying power.
| Grade5,2 | Clarksville, TN | Worcester, MA | Real change, Clarksville → Worcester |
|---|---|---|---|
| GS-9 step 1 | $61,722 | $69,905 | +0.5% |
| GS-11 step 1 | $74,678 | $84,579 | +0.5% |
| GS-12 step 1 | $89,508 | $101,375 | +0.5% |
| GS-13 step 1 | $106,437 | $120,548 | +0.5% |
| GS-14 step 1 | $125,776 | $142,452 | +0.5% |
Pay for common jobs
| Median annual pay4 | Clarksville, TN | Worcester, MA | Worcester pay in Clarksville dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $59,760 | $82,810 | $73,460 (+22.9%) |
| Software Developers | $96,650 | $146,950 | $130,358 (+34.9%) |
| Accountants and Auditors | $72,760 | $94,070 | $83,448 (+14.7%) |
| Registered Nurses | $79,450 | $100,240 | $88,922 (+11.9%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.