City comparison

Clarksville, TN vs Seattle, WA

What a paycheck is really worth in each city: prices, rent, state taxes and federal GS pay.

Key findings

  • Prices in Seattle, WA are 22.2% higher than in Clarksville, TN. Someone earning $100,000 in Clarksville, TN would need about $122,200 in Seattle, WA to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $2,146 a month in Seattle, WA versus $1,094 in Clarksville, TN. On $100,000, that's 33% of take-home pay in Seattle, WA and 17% in Clarksville, TN.
  • Estimated state income tax on $100,000 is close: $0 a year in TN and $0 in WA.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +12.4% moving from Clarksville, TN to Seattle, WA ($106,437 → $119,630), while prices change by +22.2%. Net effect of the transfer: −8.0% in real buying power.
ClarksvilleSeattle
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Clarksville, TN: price level 90.9 (much cheaper)
  • Seattle, WA: price level 111.1 (much pricier)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Clarksville, TNSeattle, WA
Price level (U.S. = 100)290.9111.1
$100,000 is worth, in the other city2$122,195 in Seattle$81,836 in Clarksville
Typical 1-bedroom rent3$1,094/mo$2,146/mo
Take-home on $100,00014,15,8$79,180$79,180
State income tax on $100,000 (estimate)8$0 (TN)$0 (WA)
Rent burden on $100,00017%33%
Median pay, all jobs4$44,860$72,610
Federal locality pay area7Rest of U.S.Seattle-Tacoma, WA

Rent areas: Clarksville, TN-KY HUD Metro FMR Area and Seattle-Bellevue, WA HUD Metro FMR Area. Metro areas: Clarksville, TN-KY and Seattle-Tacoma-Bellevue, WA.

What costs more or less

Clarksville, TNSeattle, WA
Price level (U.S. = 100)ClarksvilleSeattle
Housing (rent)73.8151.3
Goods96.2104.0
Utilities72.592.8
Other services95.5106.8
Overall90.9111.1
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Clarksville, TN → Seattle, WA

Same pay buys less

Buying power −18.2%; rent takes 33% of take-home; state tax +$0/yr.

26 Weak offer

Seattle, WA → Clarksville, TN

Same pay goes further

Buying power +22.2%; rent takes 17% of take-home; state tax +$0/yr.

100 Strong offer

Federal employees: GS pay

Clarksville, TN is in the Rest of U.S. pay area; Seattle, WA is in Seattle-Tacoma, WA. The last column shows what a transfer from Clarksville, TN to Seattle, WA at the same grade and step does to real buying power.

Grade5,2Clarksville, TNSeattle, WAReal change, Clarksville → Seattle
GS-9 step 1$61,722$69,373−8.0%
GS-11 step 1$74,678$83,935−8.0%
GS-12 step 1$89,508$100,602−8.0%
GS-13 step 1$106,437$119,630−8.0%
GS-14 step 1$125,776$141,367−8.0%

Pay for common jobs

Median annual pay4Clarksville, TNSeattle, WASeattle pay in Clarksville dollars
Information Security Analysts$116,940$161,780$132,395 (+13.2%)
Software Developers$96,650$167,280$136,896 (+41.6%)
Accountants and Auditors$72,760$99,370$81,321 (+11.8%)
Registered Nurses$79,450$128,260$104,963 (+32.1%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.