City comparison
Clarksville, TN vs Jacksonville, FL
What a paycheck is really worth in each city: prices, rent, state taxes and federal GS pay.
Key findings
- Prices in Jacksonville, FL are 9.4% higher than in Clarksville, TN. Someone earning $100,000 in Clarksville, TN would need about $109,400 in Jacksonville, FL to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,382 a month in Jacksonville, FL versus $1,094 in Clarksville, TN. On $100,000, that's 21% of take-home pay in Jacksonville, FL and 17% in Clarksville, TN.
- Estimated state income tax on $100,000 is close: $0 a year in TN and $0 in FL.
- Both cities are in the same federal pay area (Rest of U.S.), so a GS-13 step 1 earns $106,437 in either. A transfer from Clarksville, TN to Jacksonville, FL changes real buying power by −8.6%, purely from prices.
- Clarksville, TN: price level 90.9 (much cheaper)
- Jacksonville, FL: price level 99.5 (about average)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Clarksville, TN | Jacksonville, FL | |
|---|---|---|
| Price level (U.S. = 100)2 | 90.9 | 99.5 |
| $100,000 is worth, in the other city2 | $109,387 in Jacksonville | $91,419 in Clarksville |
| Typical 1-bedroom rent3 | $1,094/mo | $1,382/mo |
| Take-home on $100,00014,15,8 | $79,180 | $79,180 |
| State income tax on $100,000 (estimate)8 | $0 (TN) | $0 (FL) |
| Rent burden on $100,000 | 17% | 21% |
| Median pay, all jobs4 | $44,860 | $48,830 |
| Federal locality pay area7 | Rest of U.S. | Rest of U.S. |
Rent areas: Clarksville, TN-KY HUD Metro FMR Area and Jacksonville, FL HUD Metro FMR Area. Metro areas: Clarksville, TN-KY and Jacksonville, FL.
What costs more or less
| Price level (U.S. = 100) | Clarksville | Jacksonville |
|---|---|---|
| Housing (rent) | 73.8 | 109.8 |
| Goods | 96.2 | 96.2 |
| Utilities | 72.5 | 87.5 |
| Other services | 95.5 | 98.9 |
| Overall | 90.9 | 99.5 |
Moving with the same $100,000 salary
Clarksville, TN → Jacksonville, FL
Same pay buys less
Buying power −8.6%; rent takes 21% of take-home; state tax +$0/yr.
42 Weak offer
Jacksonville, FL → Clarksville, TN
Same pay goes further
Buying power +9.4%; rent takes 17% of take-home; state tax +$0/yr.
98 Strong offer
Federal employees: GS pay
Both metros are in the Rest of U.S. locality pay area, so GS salaries are identical. The last column shows what a transfer from Clarksville, TN to Jacksonville, FL at the same grade and step does to real buying power.
| Grade5,2 | Clarksville, TN | Jacksonville, FL | Real change, Clarksville → Jacksonville |
|---|---|---|---|
| GS-9 step 1 | $61,722 | $61,722 | −8.6% |
| GS-11 step 1 | $74,678 | $74,678 | −8.6% |
| GS-12 step 1 | $89,508 | $89,508 | −8.6% |
| GS-13 step 1 | $106,437 | $106,437 | −8.6% |
| GS-14 step 1 | $125,776 | $125,776 | −8.6% |
Pay for common jobs
| Median annual pay4 | Clarksville, TN | Jacksonville, FL | Jacksonville pay in Clarksville dollars |
|---|---|---|---|
| Information Security Analysts | $116,940 | $111,290 | $101,740 (−13.0%) |
| Software Developers | $96,650 | $130,330 | $119,146 (+23.3%) |
| Accountants and Auditors | $72,760 | $79,960 | $73,098 (+0.5%) |
| Registered Nurses | $79,450 | $83,520 | $76,353 (−3.9%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.