City comparison

Clarksville, TN vs Eugene, OR

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Eugene, OR are 11.7% higher than in Clarksville, TN. Someone earning $100,000 in Clarksville, TN would need about $111,700 in Eugene, OR to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,286 a month in Eugene, OR versus $1,094 in Clarksville, TN. On $100,000, that's 22% of take-home pay in Eugene, OR and 17% in Clarksville, TN.
  • On $100,000, estimated state income tax is about $7,920 a year higher in Eugene, OR than in Clarksville, TN.
  • Both cities are in the same federal pay area (Rest of U.S.), so a GS-13 step 1 earns $106,437 in either. A transfer from Clarksville, TN to Eugene, OR changes real buying power by −10.5%, purely from prices.
ClarksvilleEugene
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Clarksville, TN: price level 90.9 (much cheaper)
  • Eugene, OR: price level 101.6 (about average)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Clarksville, TNEugene, OR
Price level (U.S. = 100)290.9101.6
$100,000 is worth, in the other city2$111,678 in Eugene$89,543 in Clarksville
Typical 1-bedroom rent3$1,094/mo$1,286/mo
Take-home on $100,00014,15,8$79,180$71,260
State income tax on $100,000 (estimate)8$0 (TN)$7,920 (OR)
Rent burden on $100,00017%22%
Median pay, all jobs4$44,860$49,680
Federal locality pay area7Rest of U.S.Rest of U.S.

Rent areas: Clarksville, TN-KY HUD Metro FMR Area and Eugene-Springfield, OR MSA. Metro areas: Clarksville, TN-KY and Eugene-Springfield, OR.

What costs more or less

Clarksville, TNEugene, OR
Price level (U.S. = 100)ClarksvilleEugene
Housing (rent)73.898.3
Goods96.2105.3
Utilities72.5102.5
Other services95.5100.3
Overall90.9101.6
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Clarksville, TN → Eugene, OR

Same pay buys less

Buying power −10.5%; rent takes 22% of take-home; state tax +$7,920/yr.

38 Weak offer

Eugene, OR → Clarksville, TN

Same pay goes further

Buying power +11.7%; rent takes 17% of take-home; state tax −$7,920/yr.

100 Strong offer

On the GS pay scale?

Both metros are in the Rest of U.S. locality pay area, so GS salaries are identical. The last column shows what a transfer from Clarksville, TN to Eugene, OR at the same grade and step does to real buying power.

Grade5,2Clarksville, TNEugene, ORReal change, Clarksville → Eugene
GS-9 step 1$61,722$61,722−10.5%
GS-11 step 1$74,678$74,678−10.5%
GS-12 step 1$89,508$89,508−10.5%
GS-13 step 1$106,437$106,437−10.5%
GS-14 step 1$125,776$125,776−10.5%

Pay for common jobs

Median annual pay4Clarksville, TNEugene, OREugene pay in Clarksville dollars
Elementary School Teachers, Except Special Education$59,760$64,260$57,540 (−3.7%)
Software Developers$96,650$121,050$108,392 (+12.1%)
Accountants and Auditors$72,760$79,930$71,572 (−1.6%)
Registered Nurses$79,450$113,720$101,828 (+28.2%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.