City comparison

Chicago, IL vs Norwich, CT

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Chicago, IL are 3.1% higher than in Norwich, CT. Someone earning $100,000 in Norwich, CT would need about $103,100 in Chicago, IL to live the same way.
  • Rent differs too: a typical 1-bedroom costs $1,581 a month in Chicago, IL versus $1,496 in Norwich, CT. On $100,000, that's 26% of take-home pay in Chicago, IL and 24% in Norwich, CT.
  • On $100,000, estimated state income tax is about $880 a year higher in Chicago, IL than in Norwich, CT.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +0.9% moving from Chicago, IL to Norwich, CT ($118,984 → $120,094), while prices change by −3.0%. Net effect of the transfer: +4.1% in real buying power.
ChicagoNorwich
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Chicago, IL: price level 103.6 (pricier)
  • Norwich, CT: price level 100.4 (about average)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Chicago, ILNorwich, CT
Price level (U.S. = 100)2103.6100.4
$100,000 is worth, in the other city2$96,959 in Norwich$103,136 in Chicago
Typical 1-bedroom rent3$1,581/mo$1,496/mo
Take-home on $100,00014,15,8$74,375$75,255
State income tax on $100,000 (estimate)8$4,805 (IL)$3,925 (CT)
Rent burden on $100,00026%24%
Median pay, all jobs4$54,720$57,370
Federal locality pay area7Chicago-Naperville, IL-IN-WIHartford-East Hartford, CT-MA

Rent areas: Chicago-Joliet-Naperville, IL HUD Metro FMR Area and Norwich-New London-Willimantic, CT MSA. Metro areas: Chicago-Naperville-Elgin, IL-IN and Norwich-New London-Willimantic, CT.

What costs more or less

Chicago, ILNorwich, CT
Price level (U.S. = 100)ChicagoNorwich
Housing (rent)112.093.7
Goods107.397.3
Utilities83.6148.6
Other services100.5102.7
Overall103.6100.4
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Chicago, IL → Norwich, CT

Same pay goes further

Buying power +3.1%; rent takes 24% of take-home; state tax −$880/yr.

79 Strong offer

Norwich, CT → Chicago, IL

Same pay buys less

Buying power −3.0%; rent takes 26% of take-home; state tax +$880/yr.

58 Fair offer

On the GS pay scale?

Chicago, IL is in the Chicago-Naperville, IL-IN-WI pay area; Norwich, CT is in Hartford-East Hartford, CT-MA. The last column shows what a transfer from Chicago, IL to Norwich, CT at the same grade and step does to real buying power.

Grade5,2Chicago, ILNorwich, CTReal change, Chicago → Norwich
GS-9 step 1$68,999$69,642+4.1%
GS-11 step 1$83,482$84,260+4.1%
GS-12 step 1$100,059$100,992+4.1%
GS-13 step 1$118,984$120,094+4.1%
GS-14 step 1$140,604$141,915+4.1%

Pay for common jobs

Median annual pay4Chicago, ILNorwich, CTNorwich pay in Chicago dollars
Elementary School Teachers, Except Special Education$78,390$83,840$86,469 (+10.3%)
Software Developers$134,380$123,780$127,662 (−5.0%)
Accountants and Auditors$82,360$82,530$85,118 (+3.3%)
Registered Nurses$100,490$101,330$104,508 (+4.0%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.