City comparison
Chattanooga, TN vs Winston, NC
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Overall prices in Chattanooga, TN (91.5) and Winston, NC (92.0, U.S. average = 100) are within 1% of each other, so $100,000 in Chattanooga, TN goes as far as $100,600 in Winston, NC.
- Rent is the bigger story: a typical 1-bedroom costs $1,263 a month in Chattanooga, TN versus $1,082 in Winston, NC. On $100,000, that's 19% of take-home pay in Chattanooga, TN and 17% in Winston, NC.
- On $100,000, estimated state income tax is about $3,481 a year higher in Winston, NC than in Chattanooga, TN.
- Both cities are in the same federal pay area (Rest of U.S.), so a GS-13 step 1 earns $106,437 in either. A transfer from Chattanooga, TN to Winston, NC changes real buying power by −0.6%, purely from prices.
- Chattanooga, TN: price level 91.5 (much cheaper)
- Winston, NC: price level 92.0 (cheaper)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Chattanooga, TN | Winston, NC | |
|---|---|---|
| Price level (U.S. = 100)2 | 91.5 | 92.0 |
| $100,000 is worth, in the other city2 | $100,633 in Winston | $99,371 in Chattanooga |
| Typical 1-bedroom rent3 | $1,263/mo | $1,082/mo |
| Take-home on $100,00014,15,8 | $79,180 | $75,699 |
| State income tax on $100,000 (estimate)8 | $0 (TN) | $3,481 (NC) |
| Rent burden on $100,000 | 19% | 17% |
| Median pay, all jobs4 | $46,700 | $46,380 |
| Federal locality pay area7 | Rest of U.S. | Rest of U.S. |
Rent areas: Chattanooga, TN-GA MSA and Winston-Salem, NC HUD Metro FMR Area. Metro areas: Chattanooga, TN-GA and Winston-Salem, NC.
What costs more or less
| Price level (U.S. = 100) | Chattanooga | Winston |
|---|---|---|
| Housing (rent) | 76.5 | 71.4 |
| Goods | 96.0 | 96.6 |
| Utilities | 74.2 | 88.4 |
| Other services | 95.3 | 98.2 |
| Overall | 91.5 | 92.0 |
Moving with the same $100,000 salary
Chattanooga, TN → Winston, NC
Roughly even
Buying power −0.6%; rent takes 17% of take-home; state tax +$3,481/yr.
67 Fair offer
Winston, NC → Chattanooga, TN
Roughly even
Buying power +0.6%; rent takes 19% of take-home; state tax −$3,481/yr.
71 Strong offer
On the GS pay scale?
Both metros are in the Rest of U.S. locality pay area, so GS salaries are identical. The last column shows what a transfer from Chattanooga, TN to Winston, NC at the same grade and step does to real buying power.
| Grade5,2 | Chattanooga, TN | Winston, NC | Real change, Chattanooga → Winston |
|---|---|---|---|
| GS-9 step 1 | $61,722 | $61,722 | −0.6% |
| GS-11 step 1 | $74,678 | $74,678 | −0.6% |
| GS-12 step 1 | $89,508 | $89,508 | −0.6% |
| GS-13 step 1 | $106,437 | $106,437 | −0.6% |
| GS-14 step 1 | $125,776 | $125,776 | −0.6% |
Pay for common jobs
| Median annual pay4 | Chattanooga, TN | Winston, NC | Winston pay in Chattanooga dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $59,830 | $56,510 | $56,155 (−6.1%) |
| Software Developers | $106,750 | $124,130 | $123,349 (+15.5%) |
| Accountants and Auditors | $76,680 | $78,950 | $78,453 (+2.3%) |
| Registered Nurses | $79,770 | $86,120 | $85,578 (+7.3%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.