City comparison
Chattanooga, TN vs Sioux Falls, SD
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Overall prices in Chattanooga, TN (91.5) and Sioux Falls, SD (90.6, U.S. average = 100) are within 1% of each other, so $100,000 in Chattanooga, TN goes as far as $99,100 in Sioux Falls, SD.
- Rent is the bigger story: a typical 1-bedroom costs $1,263 a month in Chattanooga, TN versus $986 in Sioux Falls, SD. On $100,000, that's 19% of take-home pay in Chattanooga, TN and 15% in Sioux Falls, SD.
- Estimated state income tax on $100,000 is close: $0 a year in TN and $0 in SD.
- Both cities are in the same federal pay area (Rest of U.S.), so a GS-13 step 1 earns $106,437 in either. A transfer from Chattanooga, TN to Sioux Falls, SD changes real buying power by +0.9%, purely from prices.
- Chattanooga, TN: price level 91.5 (much cheaper)
- Sioux Falls, SD: price level 90.6 (much cheaper)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Chattanooga, TN | Sioux Falls, SD | |
|---|---|---|
| Price level (U.S. = 100)2 | 91.5 | 90.6 |
| $100,000 is worth, in the other city2 | $99,089 in Sioux Falls | $100,919 in Chattanooga |
| Typical 1-bedroom rent3 | $1,263/mo | $986/mo |
| Take-home on $100,00014,15,8 | $79,180 | $79,180 |
| State income tax on $100,000 (estimate)8 | $0 (TN) | $0 (SD) |
| Rent burden on $100,000 | 19% | 15% |
| Median pay, all jobs4 | $46,700 | $47,970 |
| Federal locality pay area7 | Rest of U.S. | Rest of U.S. |
Rent areas: Chattanooga, TN-GA MSA and Sioux Falls, SD HUD Metro FMR Area. Metro areas: Chattanooga, TN-GA and Sioux Falls, SD-MN.
What costs more or less
| Price level (U.S. = 100) | Chattanooga | Sioux Falls |
|---|---|---|
| Housing (rent) | 76.5 | 77.6 |
| Goods | 96.0 | 95.5 |
| Utilities | 74.2 | 80.7 |
| Other services | 95.3 | 91.9 |
| Overall | 91.5 | 90.6 |
Moving with the same $100,000 salary
Chattanooga, TN → Sioux Falls, SD
Roughly even
Buying power +0.9%; rent takes 15% of take-home; state tax +$0/yr.
72 Strong offer
Sioux Falls, SD → Chattanooga, TN
Roughly even
Buying power −0.9%; rent takes 19% of take-home; state tax +$0/yr.
66 Fair offer
On the GS pay scale?
Both metros are in the Rest of U.S. locality pay area, so GS salaries are identical. The last column shows what a transfer from Chattanooga, TN to Sioux Falls, SD at the same grade and step does to real buying power.
| Grade5,2 | Chattanooga, TN | Sioux Falls, SD | Real change, Chattanooga → Sioux Falls |
|---|---|---|---|
| GS-9 step 1 | $61,722 | $61,722 | +0.9% |
| GS-11 step 1 | $74,678 | $74,678 | +0.9% |
| GS-12 step 1 | $89,508 | $89,508 | +0.9% |
| GS-13 step 1 | $106,437 | $106,437 | +0.9% |
| GS-14 step 1 | $125,776 | $125,776 | +0.9% |
Pay for common jobs
| Median annual pay4 | Chattanooga, TN | Sioux Falls, SD | Sioux Falls pay in Chattanooga dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $59,830 | $50,040 | $50,500 (−15.6%) |
| Software Developers | $106,750 | $101,040 | $101,969 (−4.5%) |
| Accountants and Auditors | $76,680 | $80,920 | $81,664 (+6.5%) |
| Registered Nurses | $79,770 | $75,350 | $76,043 (−4.7%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.