City comparison
Charlotte, NC vs Worcester, MA
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Worcester, MA are 5.3% higher than in Charlotte, NC. Someone earning $100,000 in Charlotte, NC would need about $105,300 in Worcester, MA to live the same way.
- Typical 1-bedroom rents are close: $1,538 a month in Charlotte, NC and $1,599 in Worcester, MA.
- On $100,000, estimated state income tax is about $1,299 a year higher in Worcester, MA than in Charlotte, NC.
- For federal employees, locality pay changes a GS-13 step 1 salary by +10.8% moving from Charlotte, NC to Worcester, MA ($108,810 → $120,548), while prices change by +5.3%. Net effect of the transfer: +5.2% in real buying power.
- Charlotte, NC: price level 97.3 (cheaper)
- Worcester, MA: price level 102.5 (pricier)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Charlotte, NC | Worcester, MA | |
|---|---|---|
| Price level (U.S. = 100)2 | 97.3 | 102.5 |
| $100,000 is worth, in the other city2 | $105,316 in Worcester | $94,952 in Charlotte |
| Typical 1-bedroom rent3 | $1,538/mo | $1,599/mo |
| Take-home on $100,00014,15,8 | $75,699 | $74,400 |
| State income tax on $100,000 (estimate)8 | $3,481 (NC) | $4,780 (MA) |
| Rent burden on $100,000 | 24% | 26% |
| Median pay, all jobs4 | $49,990 | $57,830 |
| Federal locality pay area7 | Charlotte-Concord, NC-SC | Boston-Worcester-Providence, MA-RI-NH-CT-ME-VT |
Rent areas: Charlotte-Concord-Gastonia, NC-SC HUD Metro FMR Area and Worcester, MA HUD Metro FMR Area. Metro areas: Charlotte-Concord-Gastonia, NC-SC and Worcester, MA.
What costs more or less
| Price level (U.S. = 100) | Charlotte | Worcester |
|---|---|---|
| Housing (rent) | 97.6 | 113.0 |
| Goods | 96.6 | 97.0 |
| Utilities | 89.2 | 155.2 |
| Other services | 98.2 | 101.2 |
| Overall | 97.3 | 102.5 |
Moving with the same $100,000 salary
Charlotte, NC → Worcester, MA
Same pay buys less
Buying power −5.0%; rent takes 26% of take-home; state tax +$1,299/yr.
52 Fair offer
Worcester, MA → Charlotte, NC
Same pay goes further
Buying power +5.3%; rent takes 24% of take-home; state tax −$1,299/yr.
85 Strong offer
On the GS pay scale?
Charlotte, NC is in the Charlotte-Concord, NC-SC pay area; Worcester, MA is in Boston-Worcester-Providence, MA-RI-NH-CT-ME-VT. The last column shows what a transfer from Charlotte, NC to Worcester, MA at the same grade and step does to real buying power.
| Grade5,2 | Charlotte, NC | Worcester, MA | Real change, Charlotte → Worcester |
|---|---|---|---|
| GS-9 step 1 | $63,098 | $69,905 | +5.2% |
| GS-11 step 1 | $76,343 | $84,579 | +5.2% |
| GS-12 step 1 | $91,503 | $101,375 | +5.2% |
| GS-13 step 1 | $108,810 | $120,548 | +5.2% |
| GS-14 step 1 | $128,581 | $142,452 | +5.2% |
Pay for common jobs
| Median annual pay4 | Charlotte, NC | Worcester, MA | Worcester pay in Charlotte dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $58,680 | $82,810 | $78,630 (+34.0%) |
| Software Developers | $135,920 | $146,950 | $139,532 (+2.7%) |
| Accountants and Auditors | $92,910 | $94,070 | $89,322 (−3.9%) |
| Registered Nurses | $90,620 | $100,240 | $95,180 (+5.0%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.