City comparison
Charlotte, NC vs Seattle, WA
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Seattle, WA are 14.2% higher than in Charlotte, NC. Someone earning $100,000 in Charlotte, NC would need about $114,200 in Seattle, WA to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $2,146 a month in Seattle, WA versus $1,538 in Charlotte, NC. On $100,000, that's 33% of take-home pay in Seattle, WA and 24% in Charlotte, NC.
- On $100,000, estimated state income tax is about $3,481 a year higher in Charlotte, NC than in Seattle, WA.
- For federal employees, locality pay changes a GS-13 step 1 salary by +9.9% moving from Charlotte, NC to Seattle, WA ($108,810 → $119,630), while prices change by +14.2%. Net effect of the transfer: −3.7% in real buying power.
- Charlotte, NC: price level 97.3 (cheaper)
- Seattle, WA: price level 111.1 (much pricier)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Charlotte, NC | Seattle, WA | |
|---|---|---|
| Price level (U.S. = 100)2 | 97.3 | 111.1 |
| $100,000 is worth, in the other city2 | $114,161 in Seattle | $87,596 in Charlotte |
| Typical 1-bedroom rent3 | $1,538/mo | $2,146/mo |
| Take-home on $100,00014,15,8 | $75,699 | $79,180 |
| State income tax on $100,000 (estimate)8 | $3,481 (NC) | $0 (WA) |
| Rent burden on $100,000 | 24% | 33% |
| Median pay, all jobs4 | $49,990 | $72,610 |
| Federal locality pay area7 | Charlotte-Concord, NC-SC | Seattle-Tacoma, WA |
Rent areas: Charlotte-Concord-Gastonia, NC-SC HUD Metro FMR Area and Seattle-Bellevue, WA HUD Metro FMR Area. Metro areas: Charlotte-Concord-Gastonia, NC-SC and Seattle-Tacoma-Bellevue, WA.
What costs more or less
| Price level (U.S. = 100) | Charlotte | Seattle |
|---|---|---|
| Housing (rent) | 97.6 | 151.3 |
| Goods | 96.6 | 104.0 |
| Utilities | 89.2 | 92.8 |
| Other services | 98.2 | 106.8 |
| Overall | 97.3 | 111.1 |
Moving with the same $100,000 salary
Charlotte, NC → Seattle, WA
Same pay buys less
Buying power −12.4%; rent takes 33% of take-home; state tax −$3,481/yr.
26 Weak offer
Seattle, WA → Charlotte, NC
Same pay goes further
Buying power +14.2%; rent takes 24% of take-home; state tax +$3,481/yr.
100 Strong offer
On the GS pay scale?
Charlotte, NC is in the Charlotte-Concord, NC-SC pay area; Seattle, WA is in Seattle-Tacoma, WA. The last column shows what a transfer from Charlotte, NC to Seattle, WA at the same grade and step does to real buying power.
| Grade5,2 | Charlotte, NC | Seattle, WA | Real change, Charlotte → Seattle |
|---|---|---|---|
| GS-9 step 1 | $63,098 | $69,373 | −3.7% |
| GS-11 step 1 | $76,343 | $83,935 | −3.7% |
| GS-12 step 1 | $91,503 | $100,602 | −3.7% |
| GS-13 step 1 | $108,810 | $119,630 | −3.7% |
| GS-14 step 1 | $128,581 | $141,367 | −3.7% |
Pay for common jobs
| Median annual pay4 | Charlotte, NC | Seattle, WA | Seattle pay in Charlotte dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $58,680 | $102,920 | $90,154 (+53.6%) |
| Software Developers | $135,920 | $167,280 | $146,530 (+7.8%) |
| Accountants and Auditors | $92,910 | $99,370 | $87,044 (−6.3%) |
| Registered Nurses | $90,620 | $128,260 | $112,351 (+24.0%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.