City comparison

Charlotte, NC vs North Port, FL

What a paycheck is really worth in each city: prices, rent, state taxes and federal GS pay.

Key findings

  • Prices in North Port, FL are 5.2% higher than in Charlotte, NC. Someone earning $100,000 in Charlotte, NC would need about $105,200 in North Port, FL to live the same way.
  • Rent differs too: a typical 1-bedroom costs $1,686 a month in North Port, FL versus $1,538 in Charlotte, NC. On $100,000, that's 26% of take-home pay in North Port, FL and 24% in Charlotte, NC.
  • On $100,000, estimated state income tax is about $3,481 a year higher in Charlotte, NC than in North Port, FL.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −2.2% moving from Charlotte, NC to North Port, FL ($108,810 → $106,437), while prices change by +5.2%. Net effect of the transfer: −7.0% in real buying power.
CharlotteNorth Port
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Charlotte, NC: price level 97.3 (cheaper)
  • North Port, FL: price level 102.4 (pricier)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Charlotte, NCNorth Port, FL
Price level (U.S. = 100)297.3102.4
$100,000 is worth, in the other city2$105,207 in North Port$95,051 in Charlotte
Typical 1-bedroom rent3$1,538/mo$1,686/mo
Take-home on $100,00014,15,8$75,699$79,180
State income tax on $100,000 (estimate)8$3,481 (NC)$0 (FL)
Rent burden on $100,00024%26%
Median pay, all jobs4$49,990$47,440
Federal locality pay area7Charlotte-Concord, NC-SCRest of U.S.

Rent areas: Charlotte-Concord-Gastonia, NC-SC HUD Metro FMR Area and North Port-Bradenton-Sarasota, FL MSA. Metro areas: Charlotte-Concord-Gastonia, NC-SC and North Port-Bradenton-Sarasota, FL.

What costs more or less

Charlotte, NCNorth Port, FL
Price level (U.S. = 100)CharlotteNorth Port
Housing (rent)97.6128.0
Goods96.696.2
Utilities89.288.2
Other services98.298.9
Overall97.3102.4
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Charlotte, NC → North Port, FL

Same pay buys less

Buying power −4.9%; rent takes 26% of take-home; state tax −$3,481/yr.

52 Fair offer

North Port, FL → Charlotte, NC

Same pay goes further

Buying power +5.2%; rent takes 24% of take-home; state tax +$3,481/yr.

85 Strong offer

Federal employees: GS pay

Charlotte, NC is in the Charlotte-Concord, NC-SC pay area; North Port, FL is in Rest of U.S.. The last column shows what a transfer from Charlotte, NC to North Port, FL at the same grade and step does to real buying power.

Grade5,2Charlotte, NCNorth Port, FLReal change, Charlotte → North Port
GS-9 step 1$63,098$61,722−7.0%
GS-11 step 1$76,343$74,678−7.0%
GS-12 step 1$91,503$89,508−7.0%
GS-13 step 1$108,810$106,437−7.0%
GS-14 step 1$128,581$125,776−7.0%

Pay for common jobs

Median annual pay4Charlotte, NCNorth Port, FLNorth Port pay in Charlotte dollars
Information Security Analysts$131,440not published—
Software Developers$135,920$131,890$125,362 (−7.8%)
Accountants and Auditors$92,910$81,090$77,077 (−17.0%)
Registered Nurses$90,620$86,130$81,867 (−9.7%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.