City comparison

Charlotte, NC vs New Orleans, LA

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Charlotte, NC are 5.1% higher than in New Orleans, LA. Someone earning $100,000 in New Orleans, LA would need about $105,100 in Charlotte, NC to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,538 a month in Charlotte, NC versus $1,113 in New Orleans, LA. On $100,000, that's 24% of take-home pay in Charlotte, NC and 17% in New Orleans, LA.
  • On $100,000, estimated state income tax is about $868 a year higher in Charlotte, NC than in New Orleans, LA.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −2.2% moving from Charlotte, NC to New Orleans, LA ($108,810 → $106,437), while prices change by −4.9%. Net effect of the transfer: +2.8% in real buying power.
CharlotteNew Orleans
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Charlotte, NC: price level 97.3 (cheaper)
  • New Orleans, LA: price level 92.6 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Charlotte, NCNew Orleans, LA
Price level (U.S. = 100)297.392.6
$100,000 is worth, in the other city2$95,120 in New Orleans$105,131 in Charlotte
Typical 1-bedroom rent3$1,538/mo$1,113/mo
Take-home on $100,00014,15,8$75,699$76,566
State income tax on $100,000 (estimate)8$3,481 (NC)$2,614 (LA)
Rent burden on $100,00024%17%
Median pay, all jobs4$49,990$47,290
Federal locality pay area7Charlotte-Concord, NC-SCRest of U.S.

Rent areas: Charlotte-Concord-Gastonia, NC-SC HUD Metro FMR Area and New Orleans-Metairie, LA HUD Metro FMR Area. Metro areas: Charlotte-Concord-Gastonia, NC-SC and New Orleans-Metairie, LA.

What costs more or less

Charlotte, NCNew Orleans, LA
Price level (U.S. = 100)CharlotteNew Orleans
Housing (rent)97.686.0
Goods96.693.7
Utilities89.271.2
Other services98.295.7
Overall97.392.6
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Charlotte, NC → New Orleans, LA

Same pay goes further

Buying power +5.1%; rent takes 17% of take-home; state tax −$868/yr.

85 Strong offer

New Orleans, LA → Charlotte, NC

Same pay buys less

Buying power −4.9%; rent takes 24% of take-home; state tax +$868/yr.

53 Fair offer

On the GS pay scale?

Charlotte, NC is in the Charlotte-Concord, NC-SC pay area; New Orleans, LA is in Rest of U.S.. The last column shows what a transfer from Charlotte, NC to New Orleans, LA at the same grade and step does to real buying power.

Grade5,2Charlotte, NCNew Orleans, LAReal change, Charlotte → New Orleans
GS-9 step 1$63,098$61,722+2.8%
GS-11 step 1$76,343$74,678+2.8%
GS-12 step 1$91,503$89,508+2.8%
GS-13 step 1$108,810$106,437+2.8%
GS-14 step 1$128,581$125,776+2.8%

Pay for common jobs

Median annual pay4Charlotte, NCNew Orleans, LANew Orleans pay in Charlotte dollars
Elementary School Teachers, Except Special Education$58,680$60,350$63,446 (+8.1%)
Software Developers$135,920$106,950$112,437 (−17.3%)
Accountants and Auditors$92,910$77,940$81,939 (−11.8%)
Registered Nurses$90,620$81,850$86,050 (−5.0%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.