City comparison

Charlotte, NC vs Columbus, OH

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Charlotte, NC are 2.0% higher than in Columbus, OH. Someone earning $100,000 in Columbus, OH would need about $102,000 in Charlotte, NC to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,538 a month in Charlotte, NC versus $1,194 in Columbus, OH. On $100,000, that's 24% of take-home pay in Charlotte, NC and 19% in Columbus, OH.
  • On $100,000, estimated state income tax is about $1,514 a year higher in Charlotte, NC than in Columbus, OH.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +2.1% moving from Charlotte, NC to Columbus, OH ($108,810 → $111,065), while prices change by −1.9%. Net effect of the transfer: +4.1% in real buying power.
CharlotteColumbus
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Charlotte, NC: price level 97.3 (cheaper)
  • Columbus, OH: price level 95.5 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Charlotte, NCColumbus, OH
Price level (U.S. = 100)297.395.5
$100,000 is worth, in the other city2$98,070 in Columbus$101,968 in Charlotte
Typical 1-bedroom rent3$1,538/mo$1,194/mo
Take-home on $100,00014,15,8$75,699$77,212
State income tax on $100,000 (estimate)8$3,481 (NC)$1,968 (OH)
Rent burden on $100,00024%19%
Median pay, all jobs4$49,990$51,340
Federal locality pay area7Charlotte-Concord, NC-SCColumbus-Marion-Zanesville, OH

Rent areas: Charlotte-Concord-Gastonia, NC-SC HUD Metro FMR Area and Columbus, OH HUD Metro FMR Area. Metro areas: Charlotte-Concord-Gastonia, NC-SC and Columbus, OH.

What costs more or less

Charlotte, NCColumbus, OH
Price level (U.S. = 100)CharlotteColumbus
Housing (rent)97.687.9
Goods96.693.6
Utilities89.295.5
Other services98.298.9
Overall97.395.5
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Charlotte, NC → Columbus, OH

Roughly even

Buying power +2.0%; rent takes 19% of take-home; state tax −$1,514/yr.

75 Strong offer

Columbus, OH → Charlotte, NC

Roughly even

Buying power −1.9%; rent takes 24% of take-home; state tax +$1,514/yr.

63 Fair offer

On the GS pay scale?

Charlotte, NC is in the Charlotte-Concord, NC-SC pay area; Columbus, OH is in Columbus-Marion-Zanesville, OH. The last column shows what a transfer from Charlotte, NC to Columbus, OH at the same grade and step does to real buying power.

Grade5,2Charlotte, NCColumbus, OHReal change, Charlotte → Columbus
GS-9 step 1$63,098$64,406+4.1%
GS-11 step 1$76,343$77,926+4.1%
GS-12 step 1$91,503$93,400+4.1%
GS-13 step 1$108,810$111,065+4.1%
GS-14 step 1$128,581$131,245+4.1%

Pay for common jobs

Median annual pay4Charlotte, NCColumbus, OHColumbus pay in Charlotte dollars
Elementary School Teachers, Except Special Education$58,680$78,150$79,688 (+35.8%)
Software Developers$135,920$122,340$124,748 (−8.2%)
Accountants and Auditors$92,910$81,700$83,308 (−10.3%)
Registered Nurses$90,620$83,900$85,551 (−5.6%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.