City comparison

Charleston, SC vs Springfield, MO

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Charleston, SC are 14.0% higher than in Springfield, MO. Someone earning $100,000 in Springfield, MO would need about $114,000 in Charleston, SC to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,630 a month in Charleston, SC versus $883 in Springfield, MO. On $100,000, that's 26% of take-home pay in Charleston, SC and 14% in Springfield, MO.
  • On $100,000, estimated state income tax is about $1,080 a year higher in Charleston, SC than in Springfield, MO.
  • Both cities are in the same federal pay area (Rest of U.S.), so a GS-13 step 1 earns $106,437 in either. A transfer from Charleston, SC to Springfield, MO changes real buying power by +14.0%, purely from prices.
CharlestonSpringfield
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Charleston, SC: price level 101.0 (about average)
  • Springfield, MO: price level 88.6 (much cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Charleston, SCSpringfield, MO
Price level (U.S. = 100)2101.088.6
$100,000 is worth, in the other city2$87,741 in Springfield$113,972 in Charleston
Typical 1-bedroom rent3$1,630/mo$883/mo
Take-home on $100,00014,15,8$74,337$75,417
State income tax on $100,000 (estimate)8$4,843 (SC)$3,763 (MO)
Rent burden on $100,00026%14%
Median pay, all jobs4$49,150$45,780
Federal locality pay area7Rest of U.S.Rest of U.S.

Rent areas: Charleston-North Charleston, SC MSA and Springfield, MO HUD Metro FMR Area. Metro areas: Charleston-North Charleston, SC and Springfield, MO.

What costs more or less

Charleston, SCSpringfield, MO
Price level (U.S. = 100)CharlestonSpringfield
Housing (rent)119.865.6
Goods96.394.2
Utilities88.285.8
Other services98.393.0
Overall101.088.6
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Charleston, SC → Springfield, MO

Same pay goes further

Buying power +14.0%; rent takes 14% of take-home; state tax −$1,080/yr.

100 Strong offer

Springfield, MO → Charleston, SC

Same pay buys less

Buying power −12.3%; rent takes 26% of take-home; state tax +$1,080/yr.

36 Weak offer

On the GS pay scale?

Both metros are in the Rest of U.S. locality pay area, so GS salaries are identical. The last column shows what a transfer from Charleston, SC to Springfield, MO at the same grade and step does to real buying power.

Grade5,2Charleston, SCSpringfield, MOReal change, Charleston → Springfield
GS-9 step 1$61,722$61,722+14.0%
GS-11 step 1$74,678$74,678+14.0%
GS-12 step 1$89,508$89,508+14.0%
GS-13 step 1$106,437$106,437+14.0%
GS-14 step 1$125,776$125,776+14.0%

Pay for common jobs

Median annual pay4Charleston, SCSpringfield, MOSpringfield pay in Charleston dollars
Elementary School Teachers, Except Special Education$61,020$49,380$56,279 (−7.8%)
Software Developers$132,150$102,350$116,650 (−11.7%)
Accountants and Auditors$79,350$73,020$83,222 (+4.9%)
Registered Nurses$92,800$79,370$90,459 (−2.5%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.