City comparison

Cape Coral, FL vs Orlando, FL

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Overall prices in Cape Coral, FL (102.3) and Orlando, FL (101.4, U.S. average = 100) are within 1% of each other, so $100,000 in Cape Coral, FL goes as far as $99,100 in Orlando, FL.
  • Rent differs too: a typical 1-bedroom costs $1,731 a month in Orlando, FL versus $1,638 in Cape Coral, FL. On $100,000, that's 26% of take-home pay in Orlando, FL and 25% in Cape Coral, FL.
  • Both are in FL, so estimated state income tax is the same: $0 a year on $100,000.
  • Both cities are in the same federal pay area (Rest of U.S.), so a GS-13 step 1 earns $106,437 in either. A transfer from Cape Coral, FL to Orlando, FL changes real buying power by +0.9%, purely from prices.
Cape CoralOrlando
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Cape Coral, FL: price level 102.3 (pricier)
  • Orlando, FL: price level 101.4 (about average)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Cape Coral, FLOrlando, FL
Price level (U.S. = 100)2102.3101.4
$100,000 is worth, in the other city2$99,090 in Orlando$100,918 in Cape Coral
Typical 1-bedroom rent3$1,638/mo$1,731/mo
Take-home on $100,00014,15,8$79,180$79,180
State income tax on $100,000 (estimate)8$0 (FL)$0 (FL)
Rent burden on $100,00025%26%
Median pay, all jobs4$46,780$46,630
Federal locality pay area7Rest of U.S.Rest of U.S.

Rent areas: Cape Coral-Fort Myers, FL MSA and Orlando-Kissimmee-Sanford, FL MSA. Metro areas: Cape Coral-Fort Myers, FL and Orlando-Kissimmee-Sanford, FL.

What costs more or less

Cape Coral, FLOrlando, FL
Price level (U.S. = 100)Cape CoralOrlando
Housing (rent)125.1123.4
Goods96.296.2
Utilities86.987.2
Other services98.998.9
Overall102.3101.4
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Cape Coral, FL → Orlando, FL

Roughly even

Buying power +0.9%; rent takes 26% of take-home; state tax +$0/yr.

70 Fair offer

Orlando, FL → Cape Coral, FL

Roughly even

Buying power −0.9%; rent takes 25% of take-home; state tax +$0/yr.

66 Fair offer

On the GS pay scale?

Both metros are in the Rest of U.S. locality pay area, so GS salaries are identical. The last column shows what a transfer from Cape Coral, FL to Orlando, FL at the same grade and step does to real buying power.

Grade5,2Cape Coral, FLOrlando, FLReal change, Cape Coral → Orlando
GS-9 step 1$61,722$61,722+0.9%
GS-11 step 1$74,678$74,678+0.9%
GS-12 step 1$89,508$89,508+0.9%
GS-13 step 1$106,437$106,437+0.9%
GS-14 step 1$125,776$125,776+0.9%

Pay for common jobs

Median annual pay4Cape Coral, FLOrlando, FLOrlando pay in Cape Coral dollars
Elementary School Teachers, Except Special Education$60,470$60,190$60,743 (+0.5%)
Software Developers$126,940$129,620$130,810 (+3.0%)
Accountants and Auditors$79,420$78,630$79,352 (−0.1%)
Registered Nurses$82,860$83,550$84,317 (+1.8%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.