City comparison

Cape Coral, FL vs Olympia, WA

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Olympia, WA are 1.3% higher than in Cape Coral, FL. Someone earning $100,000 in Cape Coral, FL would need about $101,300 in Olympia, WA to live the same way.
  • Typical 1-bedroom rents are close: $1,638 a month in Cape Coral, FL and $1,682 in Olympia, WA.
  • Estimated state income tax on $100,000 is close: $0 a year in FL and $0 in WA.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +12.4% moving from Cape Coral, FL to Olympia, WA ($106,437 → $119,630), while prices change by +1.3%. Net effect of the transfer: +11.0% in real buying power.
Cape CoralOlympia
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Cape Coral, FL: price level 102.3 (pricier)
  • Olympia, WA: price level 103.7 (pricier)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Cape Coral, FLOlympia, WA
Price level (U.S. = 100)2102.3103.7
$100,000 is worth, in the other city2$101,291 in Olympia$98,726 in Cape Coral
Typical 1-bedroom rent3$1,638/mo$1,682/mo
Take-home on $100,00014,15,8$79,180$79,180
State income tax on $100,000 (estimate)8$0 (FL)$0 (WA)
Rent burden on $100,00025%25%
Median pay, all jobs4$46,780$61,960
Federal locality pay area7Rest of U.S.Seattle-Tacoma, WA

Rent areas: Cape Coral-Fort Myers, FL MSA and Olympia-Lacey-Tumwater, WA MSA. Metro areas: Cape Coral-Fort Myers, FL and Olympia-Lacey-Tumwater, WA.

What costs more or less

Cape Coral, FLOlympia, WA
Price level (U.S. = 100)Cape CoralOlympia
Housing (rent)125.1116.7
Goods96.2105.0
Utilities86.991.7
Other services98.999.5
Overall102.3103.7
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Cape Coral, FL → Olympia, WA

Roughly even

Buying power −1.3%; rent takes 25% of take-home; state tax +$0/yr.

64 Fair offer

Olympia, WA → Cape Coral, FL

Roughly even

Buying power +1.3%; rent takes 25% of take-home; state tax +$0/yr.

73 Strong offer

On the GS pay scale?

Cape Coral, FL is in the Rest of U.S. pay area; Olympia, WA is in Seattle-Tacoma, WA. The last column shows what a transfer from Cape Coral, FL to Olympia, WA at the same grade and step does to real buying power.

Grade5,2Cape Coral, FLOlympia, WAReal change, Cape Coral → Olympia
GS-9 step 1$61,722$69,373+11.0%
GS-11 step 1$74,678$83,935+11.0%
GS-12 step 1$89,508$100,602+11.0%
GS-13 step 1$106,437$119,630+11.0%
GS-14 step 1$125,776$141,367+11.0%

Pay for common jobs

Median annual pay4Cape Coral, FLOlympia, WAOlympia pay in Cape Coral dollars
Elementary School Teachers, Except Special Education$60,470$104,650$103,317 (+70.9%)
Software Developers$126,940$124,060$122,479 (−3.5%)
Accountants and Auditors$79,420$94,470$93,266 (+17.4%)
Registered Nurses$82,860$125,020$123,427 (+49.0%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.