City comparison

Cape Coral, FL vs Ogden, UT

What a paycheck is really worth in each city: prices, rent, state taxes and federal GS pay.

Key findings

  • Prices in Cape Coral, FL are 2.0% higher than in Ogden, UT. Someone earning $100,000 in Ogden, UT would need about $102,000 in Cape Coral, FL to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,638 a month in Cape Coral, FL versus $1,281 in Ogden, UT. On $100,000, that's 25% of take-home pay in Cape Coral, FL and 20% in Ogden, UT.
  • On $100,000, estimated state income tax is about $3,534 a year higher in Ogden, UT than in Cape Coral, FL.
  • Both cities are in the same federal pay area (Rest of U.S.), so a GS-13 step 1 earns $106,437 in either. A transfer from Cape Coral, FL to Ogden, UT changes real buying power by +2.0%, purely from prices.
Cape CoralOgden
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Cape Coral, FL: price level 102.3 (pricier)
  • Ogden, UT: price level 100.3 (about average)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Cape Coral, FLOgden, UT
Price level (U.S. = 100)2102.3100.3
$100,000 is worth, in the other city2$98,046 in Ogden$101,993 in Cape Coral
Typical 1-bedroom rent3$1,638/mo$1,281/mo
Take-home on $100,00014,15,8$79,180$75,646
State income tax on $100,000 (estimate)8$0 (FL)$3,534 (UT)
Rent burden on $100,00025%20%
Median pay, all jobs4$46,780$48,900
Federal locality pay area7Rest of U.S.Rest of U.S.

Rent areas: Cape Coral-Fort Myers, FL MSA and Ogden, UT MSA. Metro areas: Cape Coral-Fort Myers, FL and Ogden, UT.

What costs more or less

Cape Coral, FLOgden, UT
Price level (U.S. = 100)Cape CoralOgden
Housing (rent)125.1117.9
Goods96.296.4
Utilities86.978.8
Other services98.999.0
Overall102.3100.3
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Cape Coral, FL → Ogden, UT

Roughly even

Buying power +2.0%; rent takes 20% of take-home; state tax +$3,534/yr.

75 Strong offer

Ogden, UT → Cape Coral, FL

Roughly even

Buying power −2.0%; rent takes 25% of take-home; state tax −$3,534/yr.

63 Fair offer

Federal employees: GS pay

Both metros are in the Rest of U.S. locality pay area, so GS salaries are identical. The last column shows what a transfer from Cape Coral, FL to Ogden, UT at the same grade and step does to real buying power.

Grade5,2Cape Coral, FLOgden, UTReal change, Cape Coral → Ogden
GS-9 step 1$61,722$61,722+2.0%
GS-11 step 1$74,678$74,678+2.0%
GS-12 step 1$89,508$89,508+2.0%
GS-13 step 1$106,437$106,437+2.0%
GS-14 step 1$125,776$125,776+2.0%

Pay for common jobs

Median annual pay4Cape Coral, FLOgden, UTOgden pay in Cape Coral dollars
Information Security Analysts$131,500$87,960$89,713 (−31.8%)
Software Developers$126,940$109,880$112,070 (−11.7%)
Accountants and Auditors$79,420$82,010$83,644 (+5.3%)
Registered Nurses$82,860$81,840$83,471 (+0.7%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.