City comparison
Cape Coral, FL vs Lincoln, NE
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Cape Coral, FL are 11.8% higher than in Lincoln, NE. Someone earning $100,000 in Lincoln, NE would need about $111,800 in Cape Coral, FL to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,638 a month in Cape Coral, FL versus $926 in Lincoln, NE. On $100,000, that's 25% of take-home pay in Cape Coral, FL and 15% in Lincoln, NE.
- On $100,000, estimated state income tax is about $3,670 a year higher in Lincoln, NE than in Cape Coral, FL.
- Both cities are in the same federal pay area (Rest of U.S.), so a GS-13 step 1 earns $106,437 in either. A transfer from Cape Coral, FL to Lincoln, NE changes real buying power by +11.8%, purely from prices.
- Cape Coral, FL: price level 102.3 (pricier)
- Lincoln, NE: price level 91.6 (much cheaper)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Cape Coral, FL | Lincoln, NE | |
|---|---|---|
| Price level (U.S. = 100)2 | 102.3 | 91.6 |
| $100,000 is worth, in the other city2 | $89,479 in Lincoln | $111,758 in Cape Coral |
| Typical 1-bedroom rent3 | $1,638/mo | $926/mo |
| Take-home on $100,00014,15,8 | $79,180 | $75,510 |
| State income tax on $100,000 (estimate)8 | $0 (FL) | $3,670 (NE) |
| Rent burden on $100,000 | 25% | 15% |
| Median pay, all jobs4 | $46,780 | $49,800 |
| Federal locality pay area7 | Rest of U.S. | Rest of U.S. |
Rent areas: Cape Coral-Fort Myers, FL MSA and Lincoln, NE HUD Metro FMR Area. Metro areas: Cape Coral-Fort Myers, FL and Lincoln, NE.
What costs more or less
| Price level (U.S. = 100) | Cape Coral | Lincoln |
|---|---|---|
| Housing (rent) | 125.1 | 84.2 |
| Goods | 96.2 | 94.1 |
| Utilities | 86.9 | 76.8 |
| Other services | 98.9 | 93.0 |
| Overall | 102.3 | 91.6 |
Moving with the same $100,000 salary
Cape Coral, FL → Lincoln, NE
Same pay goes further
Buying power +11.8%; rent takes 15% of take-home; state tax +$3,670/yr.
100 Strong offer
Lincoln, NE → Cape Coral, FL
Same pay buys less
Buying power −10.5%; rent takes 25% of take-home; state tax −$3,670/yr.
38 Weak offer
On the GS pay scale?
Both metros are in the Rest of U.S. locality pay area, so GS salaries are identical. The last column shows what a transfer from Cape Coral, FL to Lincoln, NE at the same grade and step does to real buying power.
| Grade5,2 | Cape Coral, FL | Lincoln, NE | Real change, Cape Coral → Lincoln |
|---|---|---|---|
| GS-9 step 1 | $61,722 | $61,722 | +11.8% |
| GS-11 step 1 | $74,678 | $74,678 | +11.8% |
| GS-12 step 1 | $89,508 | $89,508 | +11.8% |
| GS-13 step 1 | $106,437 | $106,437 | +11.8% |
| GS-14 step 1 | $125,776 | $125,776 | +11.8% |
Pay for common jobs
| Median annual pay4 | Cape Coral, FL | Lincoln, NE | Lincoln pay in Cape Coral dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $60,470 | $61,940 | $69,223 (+14.5%) |
| Software Developers | $126,940 | $101,690 | $113,647 (−10.5%) |
| Accountants and Auditors | $79,420 | $65,170 | $72,833 (−8.3%) |
| Registered Nurses | $82,860 | $87,530 | $97,822 (+18.1%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.