City comparison

Buffalo, NY vs Tucson, AZ

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Tucson, AZ are 1.1% higher than in Buffalo, NY. Someone earning $100,000 in Buffalo, NY would need about $101,100 in Tucson, AZ to live the same way.
  • Rent differs too: a typical 1-bedroom costs $1,139 a month in Buffalo, NY versus $1,081 in Tucson, AZ. On $100,000, that's 18% of take-home pay in Buffalo, NY and 17% in Tucson, AZ.
  • On $100,000, estimated state income tax is about $2,569 a year higher in Buffalo, NY than in Tucson, AZ.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −2.6% moving from Buffalo, NY to Tucson, AZ ($111,301 → $108,455), while prices change by +1.1%. Net effect of the transfer: −3.6% in real buying power.
BuffaloTucson
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Buffalo, NY: price level 95.8 (cheaper)
  • Tucson, AZ: price level 96.9 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Buffalo, NYTucson, AZ
Price level (U.S. = 100)295.896.9
$100,000 is worth, in the other city2$101,098 in Tucson$98,914 in Buffalo
Typical 1-bedroom rent3$1,139/mo$1,081/mo
Take-home on $100,00014,15,8$74,320$76,889
State income tax on $100,000 (estimate)8$4,860 (NY)$2,291 (AZ)
Rent burden on $100,00018%17%
Median pay, all jobs4$50,790$47,760
Federal locality pay area7Buffalo-Cheektowaga-Olean, NYTucson-Nogales, AZ

Rent areas: Buffalo-Cheektowaga, NY MSA and Tucson, AZ MSA. Metro areas: Buffalo-Cheektowaga, NY and Tucson, AZ.

What costs more or less

Buffalo, NYTucson, AZ
Price level (U.S. = 100)BuffaloTucson
Housing (rent)81.091.8
Goods99.796.2
Utilities129.589.5
Other services97.899.8
Overall95.896.9
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Buffalo, NY → Tucson, AZ

Roughly even

Buying power −1.1%; rent takes 17% of take-home; state tax −$2,569/yr.

65 Fair offer

Tucson, AZ → Buffalo, NY

Roughly even

Buying power +1.1%; rent takes 18% of take-home; state tax +$2,569/yr.

72 Strong offer

On the GS pay scale?

Buffalo, NY is in the Buffalo-Cheektowaga-Olean, NY pay area; Tucson, AZ is in Tucson-Nogales, AZ. The last column shows what a transfer from Buffalo, NY to Tucson, AZ at the same grade and step does to real buying power.

Grade5,2Buffalo, NYTucson, AZReal change, Buffalo → Tucson
GS-9 step 1$64,543$62,893−3.6%
GS-11 step 1$78,091$76,095−3.6%
GS-12 step 1$93,598$91,205−3.6%
GS-13 step 1$111,301$108,455−3.6%
GS-14 step 1$131,525$128,162−3.6%

Pay for common jobs

Median annual pay4Buffalo, NYTucson, AZTucson pay in Buffalo dollars
Elementary School Teachers, Except Special Education$76,490$47,220$46,707 (−38.9%)
Software Developers$127,850$123,710$122,367 (−4.3%)
Accountants and Auditors$82,120$76,320$75,491 (−8.1%)
Registered Nurses$99,060$94,110$93,088 (−6.0%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.