City comparison

Buffalo, NY vs Knoxville, TN

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Buffalo, NY are 3.5% higher than in Knoxville, TN. Someone earning $100,000 in Knoxville, TN would need about $103,500 in Buffalo, NY to live the same way.
  • Typical 1-bedroom rents are close: $1,139 a month in Buffalo, NY and $1,184 in Knoxville, TN.
  • On $100,000, estimated state income tax is about $4,860 a year higher in Buffalo, NY than in Knoxville, TN.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −4.4% moving from Buffalo, NY to Knoxville, TN ($111,301 → $106,437), while prices change by −3.4%. Net effect of the transfer: −1.0% in real buying power.
BuffaloKnoxville
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Buffalo, NY: price level 95.8 (cheaper)
  • Knoxville, TN: price level 92.6 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Buffalo, NYKnoxville, TN
Price level (U.S. = 100)295.892.6
$100,000 is worth, in the other city2$96,583 in Knoxville$103,538 in Buffalo
Typical 1-bedroom rent3$1,139/mo$1,184/mo
Take-home on $100,00014,15,8$74,320$79,180
State income tax on $100,000 (estimate)8$4,860 (NY)$0 (TN)
Rent burden on $100,00018%18%
Median pay, all jobs4$50,790$47,080
Federal locality pay area7Buffalo-Cheektowaga-Olean, NYRest of U.S.

Rent areas: Buffalo-Cheektowaga, NY MSA and Knoxville, TN HUD Metro FMR Area. Metro areas: Buffalo-Cheektowaga, NY and Knoxville, TN.

What costs more or less

Buffalo, NYKnoxville, TN
Price level (U.S. = 100)BuffaloKnoxville
Housing (rent)81.082.8
Goods99.796.2
Utilities129.571.9
Other services97.895.1
Overall95.892.6
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Buffalo, NY → Knoxville, TN

Same pay goes further

Buying power +3.5%; rent takes 18% of take-home; state tax −$4,860/yr.

80 Strong offer

Knoxville, TN → Buffalo, NY

Same pay buys less

Buying power −3.4%; rent takes 18% of take-home; state tax +$4,860/yr.

58 Fair offer

On the GS pay scale?

Buffalo, NY is in the Buffalo-Cheektowaga-Olean, NY pay area; Knoxville, TN is in Rest of U.S.. The last column shows what a transfer from Buffalo, NY to Knoxville, TN at the same grade and step does to real buying power.

Grade5,2Buffalo, NYKnoxville, TNReal change, Buffalo → Knoxville
GS-9 step 1$64,543$61,722−1.0%
GS-11 step 1$78,091$74,678−1.0%
GS-12 step 1$93,598$89,508−1.0%
GS-13 step 1$111,301$106,437−1.0%
GS-14 step 1$131,525$125,776−1.0%

Pay for common jobs

Median annual pay4Buffalo, NYKnoxville, TNKnoxville pay in Buffalo dollars
Elementary School Teachers, Except Special Education$76,490$61,980$64,173 (−16.1%)
Software Developers$127,850$121,750$126,057 (−1.4%)
Accountants and Auditors$82,120$75,380$78,047 (−5.0%)
Registered Nurses$99,060$77,240$79,973 (−19.3%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.