City comparison

Bremerton, WA vs Indianapolis, IN

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Bremerton, WA are 10.4% higher than in Indianapolis, IN. Someone earning $100,000 in Indianapolis, IN would need about $110,400 in Bremerton, WA to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,548 a month in Bremerton, WA versus $1,267 in Indianapolis, IN. On $100,000, that's 23% of take-home pay in Bremerton, WA and 20% in Indianapolis, IN.
  • On $100,000, estimated state income tax is about $2,921 a year higher in Indianapolis, IN than in Bremerton, WA.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −10.2% moving from Bremerton, WA to Indianapolis, IN ($119,630 → $107,428), while prices change by −9.4%. Net effect of the transfer: −0.9% in real buying power.
BremertonIndianapolis
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Bremerton, WA: price level 105.6 (pricier)
  • Indianapolis, IN: price level 95.7 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Bremerton, WAIndianapolis, IN
Price level (U.S. = 100)2105.695.7
$100,000 is worth, in the other city2$90,615 in Indianapolis$110,357 in Bremerton
Typical 1-bedroom rent3$1,548/mo$1,267/mo
Take-home on $100,00014,15,8$79,180$76,260
State income tax on $100,000 (estimate)8$0 (WA)$2,921 (IN)
Rent burden on $100,00023%20%
Median pay, all jobs4$63,200$49,340
Federal locality pay area7Seattle-Tacoma, WAIndianapolis-Carmel-Muncie, IN

Rent areas: Bremerton-Silverdale-Port Orchard, WA MSA and Indianapolis-Carmel, IN HUD Metro FMR Area. Metro areas: Bremerton-Silverdale-Port Orchard, WA and Indianapolis-Carmel-Greenwood, IN.

What costs more or less

Bremerton, WAIndianapolis, IN
Price level (U.S. = 100)BremertonIndianapolis
Housing (rent)129.688.9
Goods105.094.3
Utilities92.086.4
Other services99.599.1
Overall105.695.7
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Bremerton, WA → Indianapolis, IN

Same pay goes further

Buying power +10.4%; rent takes 20% of take-home; state tax +$2,921/yr.

100 Strong offer

Indianapolis, IN → Bremerton, WA

Same pay buys less

Buying power −9.4%; rent takes 23% of take-home; state tax −$2,921/yr.

39 Weak offer

On the GS pay scale?

Bremerton, WA is in the Seattle-Tacoma, WA pay area; Indianapolis, IN is in Indianapolis-Carmel-Muncie, IN. The last column shows what a transfer from Bremerton, WA to Indianapolis, IN at the same grade and step does to real buying power.

Grade5,2Bremerton, WAIndianapolis, INReal change, Bremerton → Indianapolis
GS-9 step 1$69,373$62,297−0.9%
GS-11 step 1$83,935$75,374−0.9%
GS-12 step 1$100,602$90,341−0.9%
GS-13 step 1$119,630$107,428−0.9%
GS-14 step 1$141,367$126,947−0.9%

Pay for common jobs

Median annual pay4Bremerton, WAIndianapolis, INIndianapolis pay in Bremerton dollars
Elementary School Teachers, Except Special Education$102,650$60,510$66,777 (−34.9%)
Software Developers$146,200$106,870$117,938 (−19.3%)
Accountants and Auditors$88,250$79,290$87,502 (−0.8%)
Registered Nurses$107,220$84,230$92,953 (−13.3%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.