City comparison
Boulder, CO vs Fort Wayne, IN
What a paycheck is really worth in each city: prices, rent, state taxes and federal GS pay.
Key findings
- Prices in Boulder, CO are 13.6% higher than in Fort Wayne, IN. Someone earning $100,000 in Fort Wayne, IN would need about $113,600 in Boulder, CO to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,795 a month in Boulder, CO versus $916 in Fort Wayne, IN. On $100,000, that's 29% of take-home pay in Boulder, CO and 14% in Fort Wayne, IN.
- On $100,000, estimated state income tax is about $771 a year higher in Boulder, CO than in Fort Wayne, IN.
- For federal employees, locality pay changes a GS-13 step 1 salary by −10.3% moving from Boulder, CO to Fort Wayne, IN ($118,675 → $106,437), while prices change by −12.0%. Net effect of the transfer: +1.9% in real buying power.
- Boulder, CO: price level 105.2 (pricier)
- Fort Wayne, IN: price level 92.6 (cheaper)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Boulder, CO | Fort Wayne, IN | |
|---|---|---|
| Price level (U.S. = 100)2 | 105.2 | 92.6 |
| $100,000 is worth, in the other city2 | $87,995 in Fort Wayne | $113,643 in Boulder |
| Typical 1-bedroom rent3 | $1,795/mo | $916/mo |
| Take-home on $100,00014,15,8 | $75,488 | $76,260 |
| State income tax on $100,000 (estimate)8 | $3,692 (CO) | $2,921 (IN) |
| Rent burden on $100,000 | 29% | 14% |
| Median pay, all jobs4 | $69,580 | $47,700 |
| Federal locality pay area7 | Denver-Aurora, CO | Rest of U.S. |
Rent areas: Boulder, CO MSA and Fort Wayne, IN HUD Metro FMR Area. Metro areas: Boulder, CO and Fort Wayne, IN.
What costs more or less
| Price level (U.S. = 100) | Boulder | Fort Wayne |
|---|---|---|
| Housing (rent) | 157.0 | 72.3 |
| Goods | 96.1 | 94.3 |
| Utilities | 82.7 | 86.2 |
| Other services | 99.8 | 99.1 |
| Overall | 105.2 | 92.6 |
Moving with the same $100,000 salary
Boulder, CO → Fort Wayne, IN
Same pay goes further
Buying power +13.6%; rent takes 14% of take-home; state tax −$771/yr.
100 Strong offer
Fort Wayne, IN → Boulder, CO
Same pay buys less
Buying power −12.0%; rent takes 29% of take-home; state tax +$771/yr.
32 Weak offer
Federal employees: GS pay
Boulder, CO is in the Denver-Aurora, CO pay area; Fort Wayne, IN is in Rest of U.S.. The last column shows what a transfer from Boulder, CO to Fort Wayne, IN at the same grade and step does to real buying power.
| Grade5,2 | Boulder, CO | Fort Wayne, IN | Real change, Boulder → Fort Wayne |
|---|---|---|---|
| GS-9 step 1 | $68,819 | $61,722 | +1.9% |
| GS-11 step 1 | $83,265 | $74,678 | +1.9% |
| GS-12 step 1 | $99,800 | $89,508 | +1.9% |
| GS-13 step 1 | $118,675 | $106,437 | +1.9% |
| GS-14 step 1 | $140,239 | $125,776 | +1.9% |
Pay for common jobs
| Median annual pay4 | Boulder, CO | Fort Wayne, IN | Fort Wayne pay in Boulder dollars |
|---|---|---|---|
| Information Security Analysts | $154,990 | $97,000 | $110,234 (−28.9%) |
| Software Developers | $164,560 | $101,560 | $115,416 (−29.9%) |
| Accountants and Auditors | $99,990 | $75,250 | $85,517 (−14.5%) |
| Registered Nurses | $103,290 | $79,630 | $90,494 (−12.4%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.