City comparison
Boston, MA vs Santa Rosa, CA
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Overall prices in Boston, MA (108.3) and Santa Rosa, CA (107.8, U.S. average = 100) are within 1% of each other, so $100,000 in Boston, MA goes as far as $99,600 in Santa Rosa, CA.
- Rent is the bigger story: a typical 1-bedroom costs $2,476 a month in Boston, MA versus $2,155 in Santa Rosa, CA. On $100,000, that's 40% of take-home pay in Boston, MA and 35% in Santa Rosa, CA.
- On $100,000, estimated state income tax is about $290 a year higher in Santa Rosa, CA than in Boston, MA.
- For federal employees, locality pay changes a GS-13 step 1 salary by +10.4% moving from Boston, MA to Santa Rosa, CA ($120,548 → $133,060), while prices change by −0.4%. Net effect of the transfer: +10.9% in real buying power.
- Boston, MA: price level 108.3 (much pricier)
- Santa Rosa, CA: price level 107.8 (pricier)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Boston, MA | Santa Rosa, CA | |
|---|---|---|
| Price level (U.S. = 100)2 | 108.3 | 107.8 |
| $100,000 is worth, in the other city2 | $99,555 in Santa Rosa | $100,447 in Boston |
| Typical 1-bedroom rent3 | $2,476/mo | $2,155/mo |
| Take-home on $100,00014,15,8 | $74,400 | $74,110 |
| State income tax on $100,000 (estimate)8 | $4,780 (MA) | $5,070 (CA) |
| Rent burden on $100,000 | 40% | 35% |
| Median pay, all jobs4 | $66,620 | $56,850 |
| Federal locality pay area7 | Boston-Worcester-Providence, MA-RI-NH-CT-ME-VT | San Jose-San Francisco-Oakland, CA |
Rent areas: Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area and Santa Rosa-Petaluma, CA MSA. Metro areas: Boston-Cambridge-Newton, MA-NH and Santa Rosa-Petaluma, CA.
What costs more or less
| Price level (U.S. = 100) | Boston | Santa Rosa |
|---|---|---|
| Housing (rent) | 148.4 | 139.6 |
| Goods | 99.7 | 105.2 |
| Utilities | 148.8 | 154.8 |
| Other services | 103.6 | 100.3 |
| Overall | 108.3 | 107.8 |
Moving with the same $100,000 salary
Boston, MA → Santa Rosa, CA
Roughly even
Buying power +0.4%; rent takes 35% of take-home; state tax +$290/yr.
55 Fair offer
Santa Rosa, CA → Boston, MA
Roughly even
Buying power −0.4%; rent takes 40% of take-home; state tax −$290/yr.
45 Weak offer
On the GS pay scale?
Boston, MA is in the Boston-Worcester-Providence, MA-RI-NH-CT-ME-VT pay area; Santa Rosa, CA is in San Jose-San Francisco-Oakland, CA. The last column shows what a transfer from Boston, MA to Santa Rosa, CA at the same grade and step does to real buying power.
| Grade5,2 | Boston, MA | Santa Rosa, CA | Real change, Boston → Santa Rosa |
|---|---|---|---|
| GS-9 step 1 | $69,905 | $77,161 | +10.9% |
| GS-11 step 1 | $84,579 | $93,358 | +10.9% |
| GS-12 step 1 | $101,375 | $111,896 | +10.9% |
| GS-13 step 1 | $120,548 | $133,060 | +10.9% |
| GS-14 step 1 | $142,452 | $157,236 | +10.9% |
Pay for common jobs
| Median annual pay4 | Boston, MA | Santa Rosa, CA | Santa Rosa pay in Boston dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $98,060 | $99,060 | $99,503 (+1.5%) |
| Software Developers | $166,090 | $148,630 | $149,295 (−10.1%) |
| Accountants and Auditors | $100,150 | $94,690 | $95,113 (−5.0%) |
| Registered Nurses | $106,180 | $174,550 | $175,331 (+65.1%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.