City comparison

Boston, MA vs Columbia, SC

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Boston, MA are 15.6% higher than in Columbia, SC. Someone earning $100,000 in Columbia, SC would need about $115,600 in Boston, MA to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $2,476 a month in Boston, MA versus $1,164 in Columbia, SC. On $100,000, that's 40% of take-home pay in Boston, MA and 19% in Columbia, SC.
  • Estimated state income tax on $100,000 is close: $4,780 a year in MA and $4,843 in SC.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −11.7% moving from Boston, MA to Columbia, SC ($120,548 → $106,437), while prices change by −13.5%. Net effect of the transfer: +2.1% in real buying power.
BostonColumbia
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Boston, MA: price level 108.3 (much pricier)
  • Columbia, SC: price level 93.7 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Boston, MAColumbia, SC
Price level (U.S. = 100)2108.393.7
$100,000 is worth, in the other city2$86,511 in Columbia$115,592 in Boston
Typical 1-bedroom rent3$2,476/mo$1,164/mo
Take-home on $100,00014,15,8$74,400$74,337
State income tax on $100,000 (estimate)8$4,780 (MA)$4,843 (SC)
Rent burden on $100,00040%19%
Median pay, all jobs4$66,620$46,430
Federal locality pay area7Boston-Worcester-Providence, MA-RI-NH-CT-ME-VTRest of U.S.

Rent areas: Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area and Columbia, SC HUD Metro FMR Area. Metro areas: Boston-Cambridge-Newton, MA-NH and Columbia, SC.

What costs more or less

Boston, MAColumbia, SC
Price level (U.S. = 100)BostonColumbia
Housing (rent)148.479.5
Goods99.796.3
Utilities148.888.3
Other services103.698.3
Overall108.393.7
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Boston, MA → Columbia, SC

Same pay goes further

Buying power +15.6%; rent takes 19% of take-home; state tax +$63/yr.

100 Strong offer

Columbia, SC → Boston, MA

Same pay buys less

Buying power −13.5%; rent takes 40% of take-home; state tax −$63/yr.

15 Weak offer

On the GS pay scale?

Boston, MA is in the Boston-Worcester-Providence, MA-RI-NH-CT-ME-VT pay area; Columbia, SC is in Rest of U.S.. The last column shows what a transfer from Boston, MA to Columbia, SC at the same grade and step does to real buying power.

Grade5,2Boston, MAColumbia, SCReal change, Boston → Columbia
GS-9 step 1$69,905$61,722+2.1%
GS-11 step 1$84,579$74,678+2.1%
GS-12 step 1$101,375$89,508+2.1%
GS-13 step 1$120,548$106,437+2.1%
GS-14 step 1$142,452$125,776+2.1%

Pay for common jobs

Median annual pay4Boston, MAColumbia, SCColumbia pay in Boston dollars
Elementary School Teachers, Except Special Education$98,060$60,050$69,413 (−29.2%)
Software Developers$166,090$123,380$142,618 (−14.1%)
Accountants and Auditors$100,150$69,210$80,001 (−20.1%)
Registered Nurses$106,180$81,920$94,693 (−10.8%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

Loading calculator…

Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.