City comparison
Boise City, ID vs Memphis, TN
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Boise City, ID are 6.7% higher than in Memphis, TN. Someone earning $100,000 in Memphis, TN would need about $106,700 in Boise City, ID to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,381 a month in Boise City, ID versus $1,154 in Memphis, TN. On $100,000, that's 22% of take-home pay in Boise City, ID and 17% in Memphis, TN.
- On $100,000, estimated state income tax is about $4,192 a year higher in Boise City, ID than in Memphis, TN.
- Both cities are in the same federal pay area (Rest of U.S.), so a GS-13 step 1 earns $106,437 in either. A transfer from Boise City, ID to Memphis, TN changes real buying power by +6.7%, purely from prices.
- Boise City, ID: price level 98.4 (about average)
- Memphis, TN: price level 92.2 (cheaper)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Boise City, ID | Memphis, TN | |
|---|---|---|
| Price level (U.S. = 100)2 | 98.4 | 92.2 |
| $100,000 is worth, in the other city2 | $93,686 in Memphis | $106,739 in Boise City |
| Typical 1-bedroom rent3 | $1,381/mo | $1,154/mo |
| Take-home on $100,00014,15,8 | $74,988 | $79,180 |
| State income tax on $100,000 (estimate)8 | $4,192 (ID) | $0 (TN) |
| Rent burden on $100,000 | 22% | 17% |
| Median pay, all jobs4 | $49,100 | $46,890 |
| Federal locality pay area7 | Rest of U.S. | Rest of U.S. |
Rent areas: Boise City, ID HUD Metro FMR Area and Memphis, TN-MS-AR HUD Metro FMR Area. Metro areas: Boise City, ID and Memphis, TN-MS-AR.
What costs more or less
| Price level (U.S. = 100) | Boise City | Memphis |
|---|---|---|
| Housing (rent) | 105.6 | 79.8 |
| Goods | 96.2 | 96.2 |
| Utilities | 70.7 | 74.1 |
| Other services | 99.0 | 95.4 |
| Overall | 98.4 | 92.2 |
Moving with the same $100,000 salary
Boise City, ID → Memphis, TN
Same pay goes further
Buying power +6.7%; rent takes 17% of take-home; state tax −$4,192/yr.
90 Strong offer
Memphis, TN → Boise City, ID
Same pay buys less
Buying power −6.3%; rent takes 22% of take-home; state tax +$4,192/yr.
49 Fair offer
On the GS pay scale?
Both metros are in the Rest of U.S. locality pay area, so GS salaries are identical. The last column shows what a transfer from Boise City, ID to Memphis, TN at the same grade and step does to real buying power.
| Grade5,2 | Boise City, ID | Memphis, TN | Real change, Boise City → Memphis |
|---|---|---|---|
| GS-9 step 1 | $61,722 | $61,722 | +6.7% |
| GS-11 step 1 | $74,678 | $74,678 | +6.7% |
| GS-12 step 1 | $89,508 | $89,508 | +6.7% |
| GS-13 step 1 | $106,437 | $106,437 | +6.7% |
| GS-14 step 1 | $125,776 | $125,776 | +6.7% |
Pay for common jobs
| Median annual pay4 | Boise City, ID | Memphis, TN | Memphis pay in Boise City dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $61,230 | $61,510 | $65,655 (+7.2%) |
| Software Developers | $131,590 | $125,580 | $134,043 (+1.9%) |
| Accountants and Auditors | $76,700 | $76,960 | $82,146 (+7.1%) |
| Registered Nurses | $97,880 | $81,500 | $86,992 (−11.1%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.