City comparison

Boise City, ID vs Charlotte, NC

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Boise City, ID are 1.1% higher than in Charlotte, NC. Someone earning $100,000 in Charlotte, NC would need about $101,100 in Boise City, ID to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,538 a month in Charlotte, NC versus $1,381 in Boise City, ID. On $100,000, that's 24% of take-home pay in Charlotte, NC and 22% in Boise City, ID.
  • On $100,000, estimated state income tax is about $710 a year higher in Boise City, ID than in Charlotte, NC.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +2.2% moving from Boise City, ID to Charlotte, NC ($106,437 → $108,810), while prices change by −1.1%. Net effect of the transfer: +3.3% in real buying power.
Boise CityCharlotte
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Boise City, ID: price level 98.4 (about average)
  • Charlotte, NC: price level 97.3 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Boise City, IDCharlotte, NC
Price level (U.S. = 100)298.497.3
$100,000 is worth, in the other city2$98,940 in Charlotte$101,071 in Boise City
Typical 1-bedroom rent3$1,381/mo$1,538/mo
Take-home on $100,00014,15,8$74,988$75,699
State income tax on $100,000 (estimate)8$4,192 (ID)$3,481 (NC)
Rent burden on $100,00022%24%
Median pay, all jobs4$49,100$49,990
Federal locality pay area7Rest of U.S.Charlotte-Concord, NC-SC

Rent areas: Boise City, ID HUD Metro FMR Area and Charlotte-Concord-Gastonia, NC-SC HUD Metro FMR Area. Metro areas: Boise City, ID and Charlotte-Concord-Gastonia, NC-SC.

What costs more or less

Boise City, IDCharlotte, NC
Price level (U.S. = 100)Boise CityCharlotte
Housing (rent)105.697.6
Goods96.296.6
Utilities70.789.2
Other services99.098.2
Overall98.497.3
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Boise City, ID → Charlotte, NC

Roughly even

Buying power +1.1%; rent takes 24% of take-home; state tax −$710/yr.

72 Strong offer

Charlotte, NC → Boise City, ID

Roughly even

Buying power −1.1%; rent takes 22% of take-home; state tax +$710/yr.

65 Fair offer

On the GS pay scale?

Boise City, ID is in the Rest of U.S. pay area; Charlotte, NC is in Charlotte-Concord, NC-SC. The last column shows what a transfer from Boise City, ID to Charlotte, NC at the same grade and step does to real buying power.

Grade5,2Boise City, IDCharlotte, NCReal change, Boise City → Charlotte
GS-9 step 1$61,722$63,098+3.3%
GS-11 step 1$74,678$76,343+3.3%
GS-12 step 1$89,508$91,503+3.3%
GS-13 step 1$106,437$108,810+3.3%
GS-14 step 1$125,776$128,581+3.3%

Pay for common jobs

Median annual pay4Boise City, IDCharlotte, NCCharlotte pay in Boise City dollars
Elementary School Teachers, Except Special Education$61,230$58,680$59,309 (−3.1%)
Software Developers$131,590$135,920$137,376 (+4.4%)
Accountants and Auditors$76,700$92,910$93,905 (+22.4%)
Registered Nurses$97,880$90,620$91,591 (−6.4%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.