City comparison

Beaumont, TX vs Naples, FL

What a paycheck is really worth in each city: prices, rent, state taxes and federal GS pay.

Key findings

  • Prices in Naples, FL are 14.6% higher than in Beaumont, TX. Someone earning $100,000 in Beaumont, TX would need about $114,600 in Naples, FL to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,797 a month in Naples, FL versus $898 in Beaumont, TX. On $100,000, that's 27% of take-home pay in Naples, FL and 14% in Beaumont, TX.
  • Estimated state income tax on $100,000 is close: $0 a year in TX and $0 in FL.
  • Both cities are in the same federal pay area (Rest of U.S.), so a GS-13 step 1 earns $106,437 in either. A transfer from Beaumont, TX to Naples, FL changes real buying power by −12.7%, purely from prices.
BeaumontNaples
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Beaumont, TX: price level 90.0 (much cheaper)
  • Naples, FL: price level 103.2 (pricier)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Beaumont, TXNaples, FL
Price level (U.S. = 100)290.0103.2
$100,000 is worth, in the other city2$114,608 in Naples$87,254 in Beaumont
Typical 1-bedroom rent3$898/mo$1,797/mo
Take-home on $100,00014,15,8$79,180$79,180
State income tax on $100,000 (estimate)8$0 (TX)$0 (FL)
Rent burden on $100,00014%27%
Median pay, all jobs4$48,630$47,800
Federal locality pay area7Rest of U.S.Rest of U.S.

Rent areas: Beaumont-Port Arthur, TX MSA and Naples-Marco Island, FL MSA. Metro areas: Beaumont-Port Arthur, TX and Naples-Marco Island, FL.

What costs more or less

Beaumont, TXNaples, FL
Price level (U.S. = 100)BeaumontNaples
Housing (rent)70.9129.4
Goods93.896.2
Utilities83.187.8
Other services96.298.9
Overall90.0103.2
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Beaumont, TX → Naples, FL

Same pay buys less

Buying power −12.7%; rent takes 27% of take-home; state tax +$0/yr.

34 Weak offer

Naples, FL → Beaumont, TX

Same pay goes further

Buying power +14.6%; rent takes 14% of take-home; state tax +$0/yr.

100 Strong offer

Federal employees: GS pay

Both metros are in the Rest of U.S. locality pay area, so GS salaries are identical. The last column shows what a transfer from Beaumont, TX to Naples, FL at the same grade and step does to real buying power.

Grade5,2Beaumont, TXNaples, FLReal change, Beaumont → Naples
GS-9 step 1$61,722$61,722−12.7%
GS-11 step 1$74,678$74,678−12.7%
GS-12 step 1$89,508$89,508−12.7%
GS-13 step 1$106,437$106,437−12.7%
GS-14 step 1$125,776$125,776−12.7%

Pay for common jobs

Median annual pay4Beaumont, TXNaples, FLNaples pay in Beaumont dollars
Information Security Analysts$105,140$99,000$86,381 (−17.8%)
Software Developers$124,470$130,730$114,067 (−8.4%)
Accountants and Auditors$76,680$84,570$73,791 (−3.8%)
Registered Nurses$81,180$93,330$81,434 (+0.3%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.