City comparison

Baltimore, MD vs Salinas, CA

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Salinas, CA are 4.4% higher than in Baltimore, MD. Someone earning $100,000 in Baltimore, MD would need about $104,400 in Salinas, CA to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $2,232 a month in Salinas, CA versus $1,511 in Baltimore, MD. On $100,000, that's 36% of take-home pay in Salinas, CA and 24% in Baltimore, MD.
  • On $100,000, estimated state income tax is about $684 a year higher in Salinas, CA than in Baltimore, MD.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +9.3% moving from Baltimore, MD to Salinas, CA ($121,785 → $133,060), while prices change by +4.4%. Net effect of the transfer: +4.7% in real buying power.
BaltimoreSalinas
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Baltimore, MD: price level 104.5 (pricier)
  • Salinas, CA: price level 109.0 (much pricier)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Baltimore, MDSalinas, CA
Price level (U.S. = 100)2104.5109.0
$100,000 is worth, in the other city2$104,359 in Salinas$95,823 in Baltimore
Typical 1-bedroom rent3$1,511/mo$2,232/mo
Take-home on $100,00014,15,8$74,794$74,110
State income tax on $100,000 (estimate)8$4,386 (MD)$5,070 (CA)
Rent burden on $100,00024%36%
Median pay, all jobs4$59,070$47,380
Federal locality pay area7Washington-Baltimore-Arlington, DC-MD-VA-WV-PASan Jose-San Francisco-Oakland, CA

Rent areas: Baltimore-Columbia-Towson, MD MSA and Salinas, CA MSA. Metro areas: Baltimore-Columbia-Towson, MD and Salinas, CA.

What costs more or less

Baltimore, MDSalinas, CA
Price level (U.S. = 100)BaltimoreSalinas
Housing (rent)118.2145.7
Goods102.4105.2
Utilities110.2154.2
Other services101.5100.3
Overall104.5109.0
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Baltimore, MD → Salinas, CA

Same pay buys less

Buying power −4.2%; rent takes 36% of take-home; state tax +$684/yr.

39 Weak offer

Salinas, CA → Baltimore, MD

Same pay goes further

Buying power +4.4%; rent takes 24% of take-home; state tax −$684/yr.

82 Strong offer

On the GS pay scale?

Baltimore, MD is in the Washington-Baltimore-Arlington, DC-MD-VA-WV-PA pay area; Salinas, CA is in San Jose-San Francisco-Oakland, CA. The last column shows what a transfer from Baltimore, MD to Salinas, CA at the same grade and step does to real buying power.

Grade5,2Baltimore, MDSalinas, CAReal change, Baltimore → Salinas
GS-9 step 1$70,623$77,161+4.7%
GS-11 step 1$85,447$93,358+4.7%
GS-12 step 1$102,415$111,896+4.7%
GS-13 step 1$121,785$133,060+4.7%
GS-14 step 1$143,913$157,236+4.7%

Pay for common jobs

Median annual pay4Baltimore, MDSalinas, CASalinas pay in Baltimore dollars
Elementary School Teachers, Except Special Education$76,400$100,220$96,034 (+25.7%)
Software Developers$138,900$135,160$129,514 (−6.8%)
Accountants and Auditors$85,160$83,810$80,309 (−5.7%)
Registered Nurses$99,550$134,910$129,274 (+29.9%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.