City comparison
Baltimore, MD vs Ogden, UT
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Baltimore, MD are 4.1% higher than in Ogden, UT. Someone earning $100,000 in Ogden, UT would need about $104,100 in Baltimore, MD to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,511 a month in Baltimore, MD versus $1,281 in Ogden, UT. On $100,000, that's 24% of take-home pay in Baltimore, MD and 20% in Ogden, UT.
- On $100,000, estimated state income tax is about $852 a year higher in Baltimore, MD than in Ogden, UT.
- For federal employees, locality pay changes a GS-13 step 1 salary by −12.6% moving from Baltimore, MD to Ogden, UT ($121,785 → $106,437), while prices change by −4.0%. Net effect of the transfer: −9.0% in real buying power.
- Baltimore, MD: price level 104.5 (pricier)
- Ogden, UT: price level 100.3 (about average)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Baltimore, MD | Ogden, UT | |
|---|---|---|
| Price level (U.S. = 100)2 | 104.5 | 100.3 |
| $100,000 is worth, in the other city2 | $96,040 in Ogden | $104,124 in Baltimore |
| Typical 1-bedroom rent3 | $1,511/mo | $1,281/mo |
| Take-home on $100,00014,15,8 | $74,794 | $75,646 |
| State income tax on $100,000 (estimate)8 | $4,386 (MD) | $3,534 (UT) |
| Rent burden on $100,000 | 24% | 20% |
| Median pay, all jobs4 | $59,070 | $48,900 |
| Federal locality pay area7 | Washington-Baltimore-Arlington, DC-MD-VA-WV-PA | Rest of U.S. |
Rent areas: Baltimore-Columbia-Towson, MD MSA and Ogden, UT MSA. Metro areas: Baltimore-Columbia-Towson, MD and Ogden, UT.
What costs more or less
| Price level (U.S. = 100) | Baltimore | Ogden |
|---|---|---|
| Housing (rent) | 118.2 | 117.9 |
| Goods | 102.4 | 96.4 |
| Utilities | 110.2 | 78.8 |
| Other services | 101.5 | 99.0 |
| Overall | 104.5 | 100.3 |
Moving with the same $100,000 salary
Baltimore, MD → Ogden, UT
Same pay goes further
Buying power +4.1%; rent takes 20% of take-home; state tax −$852/yr.
82 Strong offer
Ogden, UT → Baltimore, MD
Same pay buys less
Buying power −4.0%; rent takes 24% of take-home; state tax +$852/yr.
56 Fair offer
On the GS pay scale?
Baltimore, MD is in the Washington-Baltimore-Arlington, DC-MD-VA-WV-PA pay area; Ogden, UT is in Rest of U.S.. The last column shows what a transfer from Baltimore, MD to Ogden, UT at the same grade and step does to real buying power.
| Grade5,2 | Baltimore, MD | Ogden, UT | Real change, Baltimore → Ogden |
|---|---|---|---|
| GS-9 step 1 | $70,623 | $61,722 | −9.0% |
| GS-11 step 1 | $85,447 | $74,678 | −9.0% |
| GS-12 step 1 | $102,415 | $89,508 | −9.0% |
| GS-13 step 1 | $121,785 | $106,437 | −9.0% |
| GS-14 step 1 | $143,913 | $125,776 | −9.0% |
Pay for common jobs
| Median annual pay4 | Baltimore, MD | Ogden, UT | Ogden pay in Baltimore dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $76,400 | $63,910 | $66,545 (−12.9%) |
| Software Developers | $138,900 | $109,880 | $114,411 (−17.6%) |
| Accountants and Auditors | $85,160 | $82,010 | $85,392 (+0.3%) |
| Registered Nurses | $99,550 | $81,840 | $85,215 (−14.4%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.