City comparison

Baltimore, MD vs Manchester, NH

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Manchester, NH are 1.1% higher than in Baltimore, MD. Someone earning $100,000 in Baltimore, MD would need about $101,100 in Manchester, NH to live the same way.
  • Typical 1-bedroom rents are close: $1,511 a month in Baltimore, MD and $1,552 in Manchester, NH.
  • On $100,000, estimated state income tax is about $4,386 a year higher in Baltimore, MD than in Manchester, NH.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −1.0% moving from Baltimore, MD to Manchester, NH ($121,785 → $120,548), while prices change by +1.1%. Net effect of the transfer: −2.1% in real buying power.
BaltimoreManchester
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Baltimore, MD: price level 104.5 (pricier)
  • Manchester, NH: price level 105.7 (pricier)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Baltimore, MDManchester, NH
Price level (U.S. = 100)2104.5105.7
$100,000 is worth, in the other city2$101,120 in Manchester$98,893 in Baltimore
Typical 1-bedroom rent3$1,511/mo$1,552/mo
Take-home on $100,00014,15,8$74,794$79,180
State income tax on $100,000 (estimate)8$4,386 (MD)$0 (NH)
Rent burden on $100,00024%24%
Median pay, all jobs4$59,070$56,530
Federal locality pay area7Washington-Baltimore-Arlington, DC-MD-VA-WV-PABoston-Worcester-Providence, MA-RI-NH-CT-ME-VT

Rent areas: Baltimore-Columbia-Towson, MD MSA and Manchester, NH HUD Metro FMR Area. Metro areas: Baltimore-Columbia-Towson, MD and Manchester-Nashua, NH.

What costs more or less

Baltimore, MDManchester, NH
Price level (U.S. = 100)BaltimoreManchester
Housing (rent)118.2134.2
Goods102.497.7
Utilities110.2133.5
Other services101.5103.7
Overall104.5105.7
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Baltimore, MD → Manchester, NH

Roughly even

Buying power −1.1%; rent takes 24% of take-home; state tax −$4,386/yr.

65 Fair offer

Manchester, NH → Baltimore, MD

Roughly even

Buying power +1.1%; rent takes 24% of take-home; state tax +$4,386/yr.

72 Strong offer

On the GS pay scale?

Baltimore, MD is in the Washington-Baltimore-Arlington, DC-MD-VA-WV-PA pay area; Manchester, NH is in Boston-Worcester-Providence, MA-RI-NH-CT-ME-VT. The last column shows what a transfer from Baltimore, MD to Manchester, NH at the same grade and step does to real buying power.

Grade5,2Baltimore, MDManchester, NHReal change, Baltimore → Manchester
GS-9 step 1$70,623$69,905−2.1%
GS-11 step 1$85,447$84,579−2.1%
GS-12 step 1$102,415$101,375−2.1%
GS-13 step 1$121,785$120,548−2.1%
GS-14 step 1$143,913$142,452−2.1%

Pay for common jobs

Median annual pay4Baltimore, MDManchester, NHManchester pay in Baltimore dollars
Elementary School Teachers, Except Special Education$76,400$73,380$72,567 (−5.0%)
Software Developers$138,900$162,090$160,295 (+15.4%)
Accountants and Auditors$85,160$83,660$82,734 (−2.8%)
Registered Nurses$99,550$98,600$97,508 (−2.1%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

Loading calculator…

Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.