City comparison
Austin, TX vs Toledo, OH
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Austin, TX are 7.2% higher than in Toledo, OH. Someone earning $100,000 in Toledo, OH would need about $107,200 in Austin, TX to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,562 a month in Austin, TX versus $820 in Toledo, OH. On $100,000, that's 24% of take-home pay in Austin, TX and 13% in Toledo, OH.
- On $100,000, estimated state income tax is about $1,968 a year higher in Toledo, OH than in Austin, TX.
- For federal employees, locality pay changes a GS-13 step 1 salary by −2.7% moving from Austin, TX to Toledo, OH ($109,428 → $106,437), while prices change by −6.7%. Net effect of the transfer: +4.3% in real buying power.
- Austin, TX: price level 98.1 (about average)
- Toledo, OH: price level 91.5 (much cheaper)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Austin, TX | Toledo, OH | |
|---|---|---|
| Price level (U.S. = 100)2 | 98.1 | 91.5 |
| $100,000 is worth, in the other city2 | $93,259 in Toledo | $107,229 in Austin |
| Typical 1-bedroom rent3 | $1,562/mo | $820/mo |
| Take-home on $100,00014,15,8 | $79,180 | $77,212 |
| State income tax on $100,000 (estimate)8 | $0 (TX) | $1,968 (OH) |
| Rent burden on $100,000 | 24% | 13% |
| Median pay, all jobs4 | $56,950 | $48,220 |
| Federal locality pay area7 | Austin-Round Rock-Georgetown, TX | Rest of U.S. |
Rent areas: Austin-Round Rock-San Marcos, TX MSA and Toledo, OH MSA. Metro areas: Austin-Round Rock-San Marcos, TX and Toledo, OH.
What costs more or less
| Price level (U.S. = 100) | Austin | Toledo |
|---|---|---|
| Housing (rent) | 120.4 | 67.3 |
| Goods | 93.8 | 93.6 |
| Utilities | 82.0 | 96.3 |
| Other services | 96.2 | 98.9 |
| Overall | 98.1 | 91.5 |
Moving with the same $100,000 salary
Austin, TX → Toledo, OH
Same pay goes further
Buying power +7.2%; rent takes 13% of take-home; state tax +$1,968/yr.
91 Strong offer
Toledo, OH → Austin, TX
Same pay buys less
Buying power −6.7%; rent takes 24% of take-home; state tax −$1,968/yr.
48 Fair offer
On the GS pay scale?
Austin, TX is in the Austin-Round Rock-Georgetown, TX pay area; Toledo, OH is in Rest of U.S.. The last column shows what a transfer from Austin, TX to Toledo, OH at the same grade and step does to real buying power.
| Grade5,2 | Austin, TX | Toledo, OH | Real change, Austin → Toledo |
|---|---|---|---|
| GS-9 step 1 | $63,457 | $61,722 | +4.3% |
| GS-11 step 1 | $76,777 | $74,678 | +4.3% |
| GS-12 step 1 | $92,023 | $89,508 | +4.3% |
| GS-13 step 1 | $109,428 | $106,437 | +4.3% |
| GS-14 step 1 | $129,311 | $125,776 | +4.3% |
Pay for common jobs
| Median annual pay4 | Austin, TX | Toledo, OH | Toledo pay in Austin dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $61,270 | $63,250 | $67,822 (+10.7%) |
| Software Developers | $134,120 | $104,360 | $111,904 (−16.6%) |
| Accountants and Auditors | $83,120 | $77,400 | $82,995 (−0.2%) |
| Registered Nurses | $97,890 | $81,050 | $86,909 (−11.2%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.