City comparison

Austin, TX vs Fresno, CA

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Fresno, CA are 4.2% higher than in Austin, TX. Someone earning $100,000 in Austin, TX would need about $104,200 in Fresno, CA to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,562 a month in Austin, TX versus $1,355 in Fresno, CA. On $100,000, that's 24% of take-home pay in Austin, TX and 22% in Fresno, CA.
  • On $100,000, estimated state income tax is about $5,070 a year higher in Fresno, CA than in Austin, TX.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −2.2% moving from Austin, TX to Fresno, CA ($109,428 → $106,973), while prices change by +4.2%. Net effect of the transfer: −6.2% in real buying power.
AustinFresno
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Austin, TX: price level 98.1 (about average)
  • Fresno, CA: price level 102.2 (pricier)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Austin, TXFresno, CA
Price level (U.S. = 100)298.1102.2
$100,000 is worth, in the other city2$104,173 in Fresno$95,994 in Austin
Typical 1-bedroom rent3$1,562/mo$1,355/mo
Take-home on $100,00014,15,8$79,180$74,110
State income tax on $100,000 (estimate)8$0 (TX)$5,070 (CA)
Rent burden on $100,00024%22%
Median pay, all jobs4$56,950$46,910
Federal locality pay area7Austin-Round Rock-Georgetown, TXFresno-Madera-Hanford, CA

Rent areas: Austin-Round Rock-San Marcos, TX MSA and Fresno, CA HUD Metro FMR Area. Metro areas: Austin-Round Rock-San Marcos, TX and Fresno, CA.

What costs more or less

Austin, TXFresno, CA
Price level (U.S. = 100)AustinFresno
Housing (rent)120.495.7
Goods93.8105.2
Utilities82.0161.0
Other services96.2100.3
Overall98.1102.2
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Austin, TX → Fresno, CA

Same pay buys less

Buying power −4.0%; rent takes 22% of take-home; state tax +$5,070/yr.

56 Fair offer

Fresno, CA → Austin, TX

Same pay goes further

Buying power +4.2%; rent takes 24% of take-home; state tax −$5,070/yr.

82 Strong offer

On the GS pay scale?

Austin, TX is in the Austin-Round Rock-Georgetown, TX pay area; Fresno, CA is in Fresno-Madera-Hanford, CA. The last column shows what a transfer from Austin, TX to Fresno, CA at the same grade and step does to real buying power.

Grade5,2Austin, TXFresno, CAReal change, Austin → Fresno
GS-9 step 1$63,457$62,033−6.2%
GS-11 step 1$76,777$75,055−6.2%
GS-12 step 1$92,023$89,959−6.2%
GS-13 step 1$109,428$106,973−6.2%
GS-14 step 1$129,311$126,410−6.2%

Pay for common jobs

Median annual pay4Austin, TXFresno, CAFresno pay in Austin dollars
Elementary School Teachers, Except Special Education$61,270$78,800$75,644 (+23.5%)
Software Developers$134,120$129,060$123,890 (−7.6%)
Accountants and Auditors$83,120$78,690$75,538 (−9.1%)
Registered Nurses$97,890$125,420$120,396 (+23.0%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.