City comparison

Augusta, GA vs Utica, NY

What a paycheck is really worth in each city: prices, rent, state taxes and federal GS pay.

Key findings

  • Overall prices in Augusta, GA (91.9) and Utica, NY (92.7, U.S. average = 100) are within 1% of each other, so $100,000 in Augusta, GA goes as far as $100,800 in Utica, NY.
  • Rent is the bigger story: a typical 1-bedroom costs $1,114 a month in Augusta, GA versus $926 in Utica, NY. On $100,000, that's 18% of take-home pay in Augusta, GA and 15% in Utica, NY.
  • On $100,000, estimated state income tax is about $293 a year higher in Utica, NY than in Augusta, GA.
  • Both cities are in the same federal pay area (Rest of U.S.), so a GS-13 step 1 earns $106,437 in either. A transfer from Augusta, GA to Utica, NY changes real buying power by −0.8%, purely from prices.
AugustaUtica
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Augusta, GA: price level 91.9 (much cheaper)
  • Utica, NY: price level 92.7 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Augusta, GAUtica, NY
Price level (U.S. = 100)291.992.7
$100,000 is worth, in the other city2$100,843 in Utica$99,164 in Augusta
Typical 1-bedroom rent3$1,114/mo$926/mo
Take-home on $100,00014,15,8$74,613$74,320
State income tax on $100,000 (estimate)8$4,567 (GA)$4,860 (NY)
Rent burden on $100,00018%15%
Median pay, all jobs4$45,990$48,970
Federal locality pay area7Rest of U.S.Rest of U.S.

Rent areas: Augusta-Richmond County, GA-SC HUD Metro FMR Area and Utica-Rome, NY MSA. Metro areas: Augusta-Richmond County, GA-SC and Utica-Rome, NY.

What costs more or less

Augusta, GAUtica, NY
Price level (U.S. = 100)AugustaUtica
Housing (rent)70.666.1
Goods96.399.7
Utilities89.5131.9
Other services98.597.8
Overall91.992.7
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Augusta, GA → Utica, NY

Roughly even

Buying power −0.8%; rent takes 15% of take-home; state tax +$293/yr.

66 Fair offer

Utica, NY → Augusta, GA

Roughly even

Buying power +0.8%; rent takes 18% of take-home; state tax −$293/yr.

71 Strong offer

Federal employees: GS pay

Both metros are in the Rest of U.S. locality pay area, so GS salaries are identical. The last column shows what a transfer from Augusta, GA to Utica, NY at the same grade and step does to real buying power.

Grade5,2Augusta, GAUtica, NYReal change, Augusta → Utica
GS-9 step 1$61,722$61,722−0.8%
GS-11 step 1$74,678$74,678−0.8%
GS-12 step 1$89,508$89,508−0.8%
GS-13 step 1$106,437$106,437−0.8%
GS-14 step 1$125,776$125,776−0.8%

Pay for common jobs

Median annual pay4Augusta, GAUtica, NYUtica pay in Augusta dollars
Information Security Analysts$106,110$98,280$97,458 (−8.2%)
Software Developers$119,780$113,390$112,442 (−6.1%)
Accountants and Auditors$76,710$79,830$79,162 (+3.2%)
Registered Nurses$87,760$94,300$93,511 (+6.6%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.